COFPG.PFD (Capital One Financial) OCF Margin %: 39.54% (As of Mar. 2026) — 20% Below Median


COFPG.PFD Capital One Financial Corp COFPG.PFD
80 GF Score
Price $25.00
! 3 Warning Signs
View Full Analysis

What is Capital One Financial OCF Margin %?

Capital One Financial COFPG.PFD 80 OCF Margin % is 39.54% as of Mar. 2026, which is 20% below its 10-year median of 49.47. GuruFocus rates COFPG.PFD with a GF Score™ of 80/100. The stock has 3 warning signs investors should review. Among 531 Credit Services companies, Capital One Financial ranks better than 77.02% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Capital One Financial's Cash Flow from Operations for the three months ended in Mar. 2026 was $6,023.00 Mil. Capital One Financial's Revenue for the three months ended in Mar. 2026 was $15,231.00 Mil. Therefore, Capital One Financial's OCF Margin % for the quarter that ended in Mar. 2026 was 39.54%.

As of today, Capital One Financial's current OCF Yield % is 23.54%.

The historical rank and industry rank for Capital One Financial's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Capital One Financial was 58.55%. The lowest was 40.32%. And the median was 49.47%.

COFpG.PFD's OCF Margin % is not ranked *
in the Credit Services industry.
Industry Median: 2.55
* Ranked among companies with meaningful OCF Margin % only.

Capital One Financial OCF Margin % Related Terms

Capital One Financial OCF Margin % Historical Data

* Premium members only.

The historical data trend for Capital One Financial's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital One Financial OCF Margin % Chart

Capital One Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.45 40.32 55.93 46.43 51.87

Capital One Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.67 48.23 59.20 50.87 39.54
COFPG.PFD
80GF Score
Capital One Financial Corp COFPG.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital One Financial OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Capital One Financial's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=27718/53434
=51.87 %

Capital One Financial's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=6023/15231
=39.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 39.54% mean?
Capital One Financial (COFPG.PFD) has a OCF Margin % of 39.54% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Capital One Financial and its competitors. This is 20% below median its historical median of 49.47. Over the past decade, Capital One Financial's OCF Margin % has ranged from 40.32 to 58.55. According to the industry distribution chart, Capital One Financial ranks #122 out of 531 companies in the Credit Services industry, placing it in the top 23%.
Is Capital One Financial's OCF Margin % too high?
Capital One Financial's current OCF Margin % of 39.54% is 20% below median its 10-year median of 49.47. Over the past 10 years, this metric has ranged from a low of 40.32 to a high of 58.55. The Credit Services industry median OCF Margin % is 2.55. Capital One Financial's value of 39.54% is 1450.6% above this industry median. Based on the distribution chart, Capital One Financial ranks #122 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Capital One Financial has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's OCF Margin % compare to PYPL and AFRM?
According to the Credit Services industry distribution chart, Capital One Financial ranks #122 out of 531 companies for OCF Margin %. This places Capital One Financial in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.55. Capital One Financial's value of 39.54% is 1450.6% above this benchmark. Historically, Capital One Financial's own OCF Margin % has ranged from 40.32 to 58.55 over the past decade. While the company's 10-year median is 49.47 vs. the industry median of 2.55, Capital One Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital One Financial's current OCF Margin % of 39.54% is 1450.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Capital One Financial and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital One Financial's current OCF Margin % is 39.54%, which is 20% below median its own 10-year median of 49.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Capital One Financial (COFPG.PFD) has a current OCF Margin % of 39.54%. The current OCF Margin % is 39.54%, which is 20% below median its 10-year median of 49.47 and 1450.6% above the Credit Services industry median of 2.55. Capital One Financial's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Capital One Financial (COFPG.PFD), the current OCF Margin % is 39.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
80GF Score

Get the complete analysis for COFPG.PFD

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.00
Price