InsCorpIBTN 66 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates IBTN with a GF Score™ of 66/100 and a GF Value™ of $27.90 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, InsCorp ranks worse than 73.35% on this metric.
The historical rank and industry rank for InsCorp's OCF Margin % or its related term are showing as below:
IBTN'
s OCF Margin % Range Over the Past 10 Years
Min: 0.64 Med: 34.67 Max: 67.42
Current: 5.01
During the past 13 years, the highest OCF Margin % of InsCorp was 67.42%. The lowest was 0.64%. And the median was 34.67%.
IBTN's OCF Margin % is ranked worse than 73.35% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs IBTN: 5.01
InsCorp OCF Margin % Related Terms
InsCorp OCF Margin % Historical Data
* Premium members only.
The historical data trend for InsCorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, InsCorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
InsCorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, InsCorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where InsCorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
InsCorp (IBTN) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on InsCorp and its competitors. Over the past decade, InsCorp's OCF Margin % has ranged from 0.64 to 67.42. According to the industry distribution chart, InsCorp ranks #1101 out of 1501 companies in the Banks industry, placing it in the top 73.4%.
Is InsCorp's OCF Margin % too high?
InsCorp's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 0.64 to a high of 67.42. Based on the distribution chart, InsCorp ranks #1101 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, InsCorp has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does InsCorp's OCF Margin % compare to CZBT and ORPB?
According to the Banks industry distribution chart, InsCorp ranks #1101 out of 1501 companies for OCF Margin %. This places InsCorp in the lower half of its industry. The industry median OCF Margin % is 29.44. Historically, InsCorp's own OCF Margin % has ranged from 0.64 to 67.42 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on InsCorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InsCorp's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InsCorp stock overvalued right now?
Based on GuruFocus' analysis, InsCorp (IBTN) is currently considered Fairly Valued. The stock's GF Value™ is $27.90, compared to a current price of $27.78 — trading 0.4% below its estimated fair value. The current OCF Margin % is 0.00%. InsCorp's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For InsCorp (IBTN), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is InsCorp (IBTN) Overvalued in 2026?
Based on GuruFocus' analysis, InsCorp stock appears to be undervalued.
The current stock price of $27.78 is trading 0.4% below its estimated GF Value™ of $27.90.
GuruFocus considers InsCorp to be Fairly Valued.
Key valuation signals for IBTN:
OCF Margin %: 0.00%
GF Value™: $27.90 vs. price of $27.78 (0.4% below fair value)
No single metric tells the full story. See the IBTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
InsCorp Inc along with its subsidiary, is engaged in the origination and sale of mortgage loans on the secondary market. The company is a full-service financial institution that provides business and personal banking as well as mortgage lending. Its primary deposit products are demand and money market deposits and certificates of deposit, and its primary lending products are commercial loans, real estate loans, and lines of credit.
66GF Score
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