IBTN (InsCorp) 3-1 Month Momentum %: 4.86% (As of Aug. 06, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IBTN InsCorp Inc IBTN
66 GF Score
Price $28.19
GF Value $28.51
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is InsCorp 3-1 Month Momentum %?

InsCorp IBTN 66 3-1 Month Momentum % is 4.86% as of Aug. 06, 2026. GuruFocus rates IBTN with a GF Score™ of 66/100 and a GF Value™ of $28.51 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,574 Banks companies, InsCorp ranks better than 53.37% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-06), InsCorp's 3-1 Month Momentum % is 4.86%.

The industry rank for InsCorp's 3-1 Month Momentum % or its related term are showing as below:

IBTN's 3-1 Month Momentum % is ranked better than
53.37% of 1574 companies
in the Banks industry
Industry Median: 4.05 vs IBTN: 4.86

InsCorp  (OTCPK:IBTN) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


InsCorp 3-1 Month Momentum % Related Terms


IBTN vs KLIB, HMLN, SOBS: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, InsCorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InsCorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, InsCorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where InsCorp's 3-1 Month Momentum % falls into.


IBTN
66GF Score
InsCorp Inc IBTN
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

InsCorp  (OTCPK:IBTN) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 4.86% mean?
InsCorp (IBTN) has a 3-1 Month Momentum % of 4.86% as of Aug. 06, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on InsCorp and its competitors. According to the industry distribution chart, InsCorp ranks #734 out of 1574 companies in the Banks industry, placing it in the top 46.6%.
Is InsCorp's 3-1 Month Momentum % too high?
InsCorp's current 3-1 Month Momentum % is 4.86%. The Banks industry median 3-1 Month Momentum % is 4.05. InsCorp's value of 4.86% is 20% above this industry median. Based on the distribution chart, InsCorp ranks #734 out of 1574 companies in the Banks industry, which is above the industry midpoint. Overall, InsCorp has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does InsCorp's 3-1 Month Momentum % compare to KLIB and HMLN?
According to the Banks industry distribution chart, InsCorp ranks #734 out of 1574 companies for 3-1 Month Momentum %. This puts InsCorp in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.05. InsCorp's value of 4.86% is 20% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.05, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InsCorp's current 3-1 Month Momentum % of 4.86% is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on InsCorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InsCorp's current 3-1 Month Momentum % is 4.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InsCorp stock overvalued right now?
Based on GuruFocus' analysis, InsCorp (IBTN) is currently considered Fairly Valued. The stock's GF Value™ is $28.51, compared to a current price of $28.19 — trading 1.1% below its estimated fair value. The current 3-1 Month Momentum % is 4.86% and 20% above the Banks industry median of 4.05. InsCorp's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For InsCorp (IBTN), the current 3-1 Month Momentum % is 4.86% as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is InsCorp (IBTN) Overvalued in 2026?

Based on GuruFocus' analysis, InsCorp stock appears to be undervalued. The current stock price of $28.19 is trading 1.1% below its estimated GF Value™ of $28.51. GuruFocus considers InsCorp to be Fairly Valued.

Key valuation signals for IBTN:

  • 3-1 Month Momentum %: 4.86%
  • GF Value™: $28.51 vs. price of $28.19 (1.1% below fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 20% above the Banks median (#734 of 1574)

No single metric tells the full story. See the IBTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


InsCorp Business Description

Address 2106 Crestmoor Road, Nashville, TN, USA, 37215
InsCorp Inc along with its subsidiary, is engaged in the origination and sale of mortgage loans on the secondary market. The company is a full-service financial institution that provides business and personal banking as well as mortgage lending. Its primary deposit products are demand and money market deposits and certificates of deposit, and its primary lending products are commercial loans, real estate loans, and lines of credit.
66GF Score

Get the complete analysis for IBTN

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.19
Price
$28.51
GF Value