IBTN (InsCorp) ROC %: % (As of Mar. 2026)


IBTN InsCorp Inc IBTN
66 GF Score
Price $27.78
GF Value $27.90
Valuation Fairly Valued
! 5 Warning Signs
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What is InsCorp ROC %?

InsCorp IBTN 66 ROC % is % as of Mar. 2026. GuruFocus rates IBTN with a GF Score™ of 66/100 and a GF Value™ of $27.90 (Fairly Valued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

IBTN
66GF Score
InsCorp Inc IBTN
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
InsCorp (IBTN) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on InsCorp and its competitors.
Is InsCorp's ROC % too high?
InsCorp's current ROC % is %. Overall, InsCorp has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does InsCorp's ROC % compare to CZBT and ORPB?
InsCorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on InsCorp and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InsCorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InsCorp stock overvalued right now?
Based on GuruFocus' analysis, InsCorp (IBTN) is currently considered Fairly Valued. The stock's GF Value™ is $27.90, compared to a current price of $27.78 — trading 0.4% below its estimated fair value. The current ROC % is %. InsCorp's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For InsCorp (IBTN), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is InsCorp (IBTN) Overvalued in 2026?

Based on GuruFocus' analysis, InsCorp stock appears to be undervalued. The current stock price of $27.78 is trading 0.4% below its estimated GF Value™ of $27.90. GuruFocus considers InsCorp to be Fairly Valued.

Key valuation signals for IBTN:

  • ROC %: %
  • GF Value™: $27.90 vs. price of $27.78 (0.4% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the IBTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

InsCorp Business Description

Address 2106 Crestmoor Road, Nashville, TN, USA, 37215
InsCorp Inc along with its subsidiary, is engaged in the origination and sale of mortgage loans on the secondary market. The company is a full-service financial institution that provides business and personal banking as well as mortgage lending. Its primary deposit products are demand and money market deposits and certificates of deposit, and its primary lending products are commercial loans, real estate loans, and lines of credit.
66GF Score

Get the complete analysis for IBTN

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.78
Price
$27.90
GF Value