What is Halyk Bank of Kazakhstan JSC OCF Margin %?
Halyk Bank of Kazakhstan JSCLSE:HSBK 83 OCF Margin % is 198.03% as of Mar. 2026, which is 473% above its 10-year median of 34.58. GuruFocus rates LSE:HSBK with a GF Score™ of 83/100 and a GF Value™ of $25.91 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,501 Banks companies, Halyk Bank of Kazakhstan JSC ranks better than 74.08% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Halyk Bank of Kazakhstan JSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Halyk Bank of Kazakhstan JSC OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Halyk Bank of Kazakhstan JSC's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Halyk Bank of Kazakhstan JSC's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Halyk Bank of Kazakhstan JSC (LSE:HSBK) has a OCF Margin % of 198.03% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. This is 473% above median its historical median of 34.58. According to the industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #389 out of 1501 companies in the Banks industry, placing it in the top 25.9%.
Is Halyk Bank of Kazakhstan JSC's OCF Margin % too high?
Halyk Bank of Kazakhstan JSC's current OCF Margin % of 198.03% is 473% above median its 10-year median of 34.58. The Banks industry median OCF Margin % is 29.44. Halyk Bank of Kazakhstan JSC's value of 198.03% is 572.7% above this industry median. Based on the distribution chart, Halyk Bank of Kazakhstan JSC ranks #389 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Halyk Bank of Kazakhstan JSC has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Halyk Bank of Kazakhstan JSC's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #389 out of 1501 companies for OCF Margin %. This puts Halyk Bank of Kazakhstan JSC in the upper half of its industry. The industry median OCF Margin % is 29.44. Halyk Bank of Kazakhstan JSC's value of 198.03% is 572.7% above this benchmark. While the company's 10-year median is 34.58 vs. the industry median of 29.44, Halyk Bank of Kazakhstan JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Halyk Bank of Kazakhstan JSC's current OCF Margin % of 198.03% is 572.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Halyk Bank of Kazakhstan JSC's current OCF Margin % is 198.03%, which is 473% above median its own 10-year median of 34.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halyk Bank of Kazakhstan JSC stock overvalued right now?
Based on GuruFocus' analysis, Halyk Bank of Kazakhstan JSC (LSE:HSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.91, compared to a current price of $29.70 — trading 14.6% above its estimated fair value. The current OCF Margin % is 198.03%, which is 473% above median its 10-year median of 34.58 and 572.7% above the Banks industry median of 29.44. Halyk Bank of Kazakhstan JSC's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Halyk Bank of Kazakhstan JSC (LSE:HSBK), the current OCF Margin % is 198.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Halyk Bank of Kazakhstan JSC (LSE:HSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Halyk Bank of Kazakhstan JSC stock appears to be overvalued.
The current stock price of $29.70 is trading 14.6% above its estimated GF Value™ of $25.91.
GuruFocus considers Halyk Bank of Kazakhstan JSC to be Modestly Overvalued.
Key valuation signals for LSE:HSBK:
OCF Margin %: 198.03% (473% above median its 10-year median of 34.58)
GF Value™: $25.91 vs. price of $29.70 (14.6% above fair value)
Industry Position: 572.7% above the Banks median (#389 of 1501)
No single metric tells the full story. See the LSE:HSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Halyk Bank of Kazakhstan JSC is engaged in retail, corporate, and SME banking services. It also provides insurance, cash collection, asset management, brokerage, telecommunication, and leasing services. The group has four main business segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The majority of revenue derives from the corporate banking segment, which includes banking services to corporate clients and financial institutions, including current accounts and correspondent accounts, deposits, custody, overdrafts, loans and other credit facilities, documentary operations, including guarantees and letters of credit, trade finance products, as well as cash services and foreign exchange transactions.
83GF Score
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