* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Halyk Bank of Kazakhstan JSC's PEG Ratio or its related term are showing as below:
LSE:HSBK'
s PEG Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.17 Max: 0.2
Current: 0.19
During the past 13 years, Halyk Bank of Kazakhstan JSC's highest PEG Ratio was 0.20. The lowest was 0.14. And the median was 0.17.
LSE:HSBK's PEG Ratio is ranked better than 96.34% of 1230
companies
in the Banks industry
Industry Median: 1.54
vs LSE:HSBK: 0.19
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Halyk Bank of Kazakhstan JSC (LSE:HSBK) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Halyk Bank of Kazakhstan JSC PEG Ratio Related Terms
Halyk Bank of Kazakhstan JSC PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Halyk Bank of Kazakhstan JSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Halyk Bank of Kazakhstan JSC PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Halyk Bank of Kazakhstan JSC's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Halyk Bank of Kazakhstan JSC's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Halyk Bank of Kazakhstan JSC (LSE:HSBK) has a PEG Ratio of 0.20 as of Jul. 08, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. This is 18% above median its historical median of 0.17. Over the past decade, Halyk Bank of Kazakhstan JSC's PEG Ratio has ranged from 0.14 to 0.20. According to the industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #45 out of 1230 companies in the Banks industry, placing it in the top 3.7%.
Is Halyk Bank of Kazakhstan JSC's PEG Ratio too high?
Halyk Bank of Kazakhstan JSC's current PEG Ratio of 0.20 is 18% above median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.20. The Banks industry median PEG Ratio is 1.54. Halyk Bank of Kazakhstan JSC's value of 0.20 is 87% below this industry median. Based on the distribution chart, Halyk Bank of Kazakhstan JSC ranks #45 out of 1230 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Halyk Bank of Kazakhstan JSC has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Halyk Bank of Kazakhstan JSC's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #45 out of 1230 companies for PEG Ratio. This places Halyk Bank of Kazakhstan JSC in the top 4% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. Halyk Bank of Kazakhstan JSC's value of 0.20 is 87% below this benchmark. Historically, Halyk Bank of Kazakhstan JSC's own PEG Ratio has ranged from 0.14 to 0.20 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 1.54, Halyk Bank of Kazakhstan JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Halyk Bank of Kazakhstan JSC's current PEG Ratio of 0.20 is 87% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Halyk Bank of Kazakhstan JSC's current PEG Ratio is 0.20, which is 18% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halyk Bank of Kazakhstan JSC stock overvalued right now?
Based on GuruFocus' analysis, Halyk Bank of Kazakhstan JSC (LSE:HSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.43, compared to a current price of $31.00 — trading 17.3% above its estimated fair value. The current PEG Ratio is 0.20, which is 18% above median its 10-year median of 0.17 and 87% below the Banks industry median of 1.54. Halyk Bank of Kazakhstan JSC's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Halyk Bank of Kazakhstan JSC (LSE:HSBK), the current PEG Ratio is 0.20 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Halyk Bank of Kazakhstan JSC (LSE:HSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Halyk Bank of Kazakhstan JSC stock appears to be overvalued.
The current stock price of $31.00 is trading 17.3% above its estimated GF Value™ of $26.43.
GuruFocus considers Halyk Bank of Kazakhstan JSC to be Modestly Overvalued.
Key valuation signals for LSE:HSBK:
PEG Ratio: 0.20 (18% above median its 10-year median of 0.17)
GF Value™: $26.43 vs. price of $31.00 (17.3% above fair value)
Industry Position: 87% below the Banks median (#45 of 1230)
No single metric tells the full story. See the LSE:HSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Halyk Bank of Kazakhstan JSC is engaged in retail, corporate, and SME banking services. It also provides insurance, cash collection, asset management, brokerage, telecommunication, and leasing services. The group has four main business segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The majority of revenue derives from the corporate banking segment, which includes banking services to corporate clients and financial institutions, including current accounts and correspondent accounts, deposits, custody, overdrafts, loans and other credit facilities, documentary operations, including guarantees and letters of credit, trade finance products, as well as cash services and foreign exchange transactions.
81GF Score
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