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Halyk Bank of Kazakhstan JSCLSE:HSBK -1.23%78 5-Year Yield-on-Cost % is 40.52 as of Aug. 01, 2026, which is 8% above its 10-year median of 37.37. GuruFocus rates LSE:HSBK with a GF Score™ of 78/100 and a GF Value™ of $26.59 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Halyk Bank of Kazakhstan JSC ranks better than 98.56% on this metric.
Halyk Bank of Kazakhstan JSC (LSE:HSBK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Halyk Bank of Kazakhstan JSC 5-Year Yield-on-Cost % Related Terms
LSE:HSBK vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Halyk Bank of Kazakhstan JSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Halyk Bank of Kazakhstan JSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Halyk Bank of Kazakhstan JSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Halyk Bank of Kazakhstan JSC's 5-Year Yield-on-Cost % falls into.
Halyk Bank of Kazakhstan JSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Halyk Bank of Kazakhstan JSC (LSE:HSBK) has a 5-Year Yield-on-Cost % of 40.52 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. This is near median its historical median of 37.37. Over the past decade, Halyk Bank of Kazakhstan JSC's 5-Year Yield-on-Cost % has ranged from 17.25 to 81.15. According to the industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #18 out of 1251 companies in the Banks industry, placing it in the top 1.4%.
Is Halyk Bank of Kazakhstan JSC's 5-Year Yield-on-Cost % too high?
Halyk Bank of Kazakhstan JSC's current 5-Year Yield-on-Cost % of 40.52 is near median its 10-year median of 37.37. Over the past 10 years, this metric has ranged from a low of 17.25 to a high of 81.15. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Halyk Bank of Kazakhstan JSC's value of 40.52 is 955.2% above this industry median. Based on the distribution chart, Halyk Bank of Kazakhstan JSC ranks #18 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Halyk Bank of Kazakhstan JSC has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Halyk Bank of Kazakhstan JSC's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #18 out of 1251 companies for 5-Year Yield-on-Cost %. This places Halyk Bank of Kazakhstan JSC in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Halyk Bank of Kazakhstan JSC's value of 40.52 is 955.2% above this benchmark. Historically, Halyk Bank of Kazakhstan JSC's own 5-Year Yield-on-Cost % has ranged from 17.25 to 81.15 over the past decade. While the company's 10-year median is 37.37 vs. the industry median of 3.84, Halyk Bank of Kazakhstan JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Halyk Bank of Kazakhstan JSC's current 5-Year Yield-on-Cost % of 40.52 is 955.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Halyk Bank of Kazakhstan JSC's current 5-Year Yield-on-Cost % is 40.52, which is near median its own 10-year median of 37.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halyk Bank of Kazakhstan JSC stock overvalued right now?
Based on GuruFocus' analysis, Halyk Bank of Kazakhstan JSC (LSE:HSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.59, compared to a current price of $32.05 — trading 20.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 40.52, which is near median its 10-year median of 37.37 and 955.2% above the Banks industry median of 3.84. Halyk Bank of Kazakhstan JSC's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Halyk Bank of Kazakhstan JSC (LSE:HSBK), the current 5-Year Yield-on-Cost % is 40.52 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Halyk Bank of Kazakhstan JSC (LSE:HSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Halyk Bank of Kazakhstan JSC stock appears to be overvalued.
The current stock price of $32.05 is trading 20.5% above its estimated GF Value™ of $26.59.
GuruFocus considers Halyk Bank of Kazakhstan JSC to be Modestly Overvalued.
Key valuation signals for LSE:HSBK:
5-Year Yield-on-Cost %: 40.52 (near median its 10-year median of 37.37)
GF Value™: $26.59 vs. price of $32.05 (20.5% above fair value)
Industry Position: 955.2% above the Banks median (#18 of 1251)
No single metric tells the full story. See the LSE:HSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Halyk Bank of Kazakhstan JSC is engaged in retail, corporate, and SME banking services. It also provides insurance, cash collection, asset management, brokerage, telecommunication, and leasing services. The group has four main business segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The majority of revenue derives from the corporate banking segment, which includes banking services to corporate clients and financial institutions, including current accounts and correspondent accounts, deposits, custody, overdrafts, loans and other credit facilities, documentary operations, including guarantees and letters of credit, trade finance products, as well as cash services and foreign exchange transactions.
78GF Score
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