The historical rank and industry rank for Halyk Bank of Kazakhstan JSC's Pretax Margin % or its related term are showing as below:
LSE:HSBK'
s Pretax Margin % Range Over the Past 10 Years
Min: 51.54 Med: 69.25 Max: 75.71
Current: 71.74
LSE:HSBK's Pretax Margin % is ranked better than 97.58% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs LSE:HSBK: 71.74
Halyk Bank of Kazakhstan JSC (LSE:HSBK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Halyk Bank of Kazakhstan JSC Pretax Margin % Related Terms
Halyk Bank of Kazakhstan JSC Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Halyk Bank of Kazakhstan JSC Pretax Margin % Chart
For the Banks - Regional subindustry, Halyk Bank of Kazakhstan JSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Halyk Bank of Kazakhstan JSC Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Halyk Bank of Kazakhstan JSC's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Halyk Bank of Kazakhstan JSC's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Halyk Bank of Kazakhstan JSC (LSE:HSBK) has a Pretax Margin % of 68.26% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. This is near median its historical median of 69.25. Over the past decade, Halyk Bank of Kazakhstan JSC's Pretax Margin % has ranged from 51.54 to 75.71. According to the industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #37 out of 1528 companies in the Banks industry, placing it in the top 2.4%.
Is Halyk Bank of Kazakhstan JSC's Pretax Margin % too high?
Halyk Bank of Kazakhstan JSC's current Pretax Margin % of 68.26% is near median its 10-year median of 69.25. Over the past 10 years, this metric has ranged from a low of 51.54 to a high of 75.71. The Banks industry median Pretax Margin % is 34.72. Halyk Bank of Kazakhstan JSC's value of 68.26% is 96.6% above this industry median. Based on the distribution chart, Halyk Bank of Kazakhstan JSC ranks #37 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Halyk Bank of Kazakhstan JSC has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Halyk Bank of Kazakhstan JSC's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #37 out of 1528 companies for Pretax Margin %. This places Halyk Bank of Kazakhstan JSC in the top 2% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Halyk Bank of Kazakhstan JSC's value of 68.26% is 96.6% above this benchmark. Historically, Halyk Bank of Kazakhstan JSC's own Pretax Margin % has ranged from 51.54 to 75.71 over the past decade. While the company's 10-year median is 69.25 vs. the industry median of 34.72, Halyk Bank of Kazakhstan JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Halyk Bank of Kazakhstan JSC's current Pretax Margin % of 68.26% is 96.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Halyk Bank of Kazakhstan JSC's current Pretax Margin % is 68.26%, which is near median its own 10-year median of 69.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halyk Bank of Kazakhstan JSC stock overvalued right now?
Based on GuruFocus' analysis, Halyk Bank of Kazakhstan JSC (LSE:HSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.39, compared to a current price of $30.00 — trading 13.7% above its estimated fair value. The current Pretax Margin % is 68.26%, which is near median its 10-year median of 69.25 and 96.6% above the Banks industry median of 34.72. Halyk Bank of Kazakhstan JSC's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Halyk Bank of Kazakhstan JSC (LSE:HSBK), the current Pretax Margin % is 68.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Halyk Bank of Kazakhstan JSC (LSE:HSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Halyk Bank of Kazakhstan JSC stock appears to be overvalued.
The current stock price of $30.00 is trading 13.7% above its estimated GF Value™ of $26.39.
GuruFocus considers Halyk Bank of Kazakhstan JSC to be Modestly Overvalued.
Key valuation signals for LSE:HSBK:
Pretax Margin %: 68.26% (near median its 10-year median of 69.25)
GF Value™: $26.39 vs. price of $30.00 (13.7% above fair value)
Industry Position: 96.6% above the Banks median (#37 of 1528)
No single metric tells the full story. See the LSE:HSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Halyk Bank of Kazakhstan JSC is engaged in retail, corporate, and SME banking services. It also provides insurance, cash collection, asset management, brokerage, telecommunication, and leasing services. The group has four main business segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The majority of revenue derives from the corporate banking segment, which includes banking services to corporate clients and financial institutions, including current accounts and correspondent accounts, deposits, custody, overdrafts, loans and other credit facilities, documentary operations, including guarantees and letters of credit, trade finance products, as well as cash services and foreign exchange transactions.
81GF Score
Get the complete analysis for LSE:HSBK
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:HSBK has been successfully added to your 
