Winchester BancorpWSBK +2.10%8 OCF Margin % is 20.35% as of Mar. 2026, which is 770% above its 10-year median of 2.34. GuruFocus rates WSBK with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 1,501 Banks companies, Winchester Bancorp ranks worse than 58.16% on this metric.
The historical rank and industry rank for Winchester Bancorp's OCF Margin % or its related term are showing as below:
WSBK'
s OCF Margin % Range Over the Past 10 Years
Min: 1.46 Med: 2.34 Max: 12.76
Current: 24.77
During the past 3 years, the highest OCF Margin % of Winchester Bancorp was 12.76%. The lowest was 1.46%. And the median was 2.34%.
WSBK's OCF Margin % is ranked worse than 58.16% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs WSBK: 24.77
Winchester Bancorp OCF Margin % Related Terms
Winchester Bancorp OCF Margin % Historical Data
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The historical data trend for Winchester Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Winchester Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Winchester Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Winchester Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Winchester Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Winchester Bancorp (WSBK) has a OCF Margin % of 20.35% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Winchester Bancorp and its competitors. This is 770% above median its historical median of 2.34. Over the past decade, Winchester Bancorp's OCF Margin % has ranged from 1.46 to 12.76. According to the industry distribution chart, Winchester Bancorp ranks #873 out of 1501 companies in the Banks industry, placing it in the top 58.2%.
Is Winchester Bancorp's OCF Margin % too high?
Winchester Bancorp's current OCF Margin % of 20.35% is 770% above median its 10-year median of 2.34. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 12.76. The Banks industry median OCF Margin % is 29.44. Winchester Bancorp's value of 20.35% is 30.9% below this industry median. Based on the distribution chart, Winchester Bancorp ranks #873 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Winchester Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Winchester Bancorp's OCF Margin % compare to FSRL and SFDL?
According to the Banks industry distribution chart, Winchester Bancorp ranks #873 out of 1501 companies for OCF Margin %. This places Winchester Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.44. Winchester Bancorp's value of 20.35% is 30.9% below this benchmark. Historically, Winchester Bancorp's own OCF Margin % has ranged from 1.46 to 12.76 over the past decade. While the company's 10-year median is 2.34 vs. the industry median of 29.44, Winchester Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Winchester Bancorp's current OCF Margin % of 20.35% is 30.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Winchester Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Winchester Bancorp's current OCF Margin % is 20.35%, which is 770% above median its own 10-year median of 2.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Winchester Bancorp stock overvalued right now?
Winchester Bancorp (WSBK) has a current OCF Margin % of 20.35%. The current OCF Margin % is 20.35%, which is 770% above median its 10-year median of 2.34 and 30.9% below the Banks industry median of 29.44. Winchester Bancorp's overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Winchester Bancorp (WSBK), the current OCF Margin % is 20.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Winchester Bancorp Inc provides a variety of financial services to individuals and small businesses through its offices in Winchester, Woburn, Danvers and Arlington, Massachusetts. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial real estate loans.
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