WSBK (Winchester Bancorp) FCF Yield %: 5.21 (As of Jun. 28, 2026) — 14% Above Median


WSBK Winchester Bancorp Inc WSBK
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Price $13.14
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What is Winchester Bancorp FCF Yield %?

Winchester Bancorp WSBK +2.10% 8 FCF Yield % is 5.21 as of Jun. 28, 2026, which is 14% above its 10-year median of 4.57. GuruFocus rates WSBK with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 1,507 Banks companies, Winchester Bancorp ranks worse than 61.98% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Winchester Bancorp's Trailing 12-Month Free Cash Flow is $6.13 Mil, and Market Cap is $117.74 Mil. Therefore, Winchester Bancorp's FCF Yield % for today is 5.21%.

The historical rank and industry rank for Winchester Bancorp's FCF Yield % or its related term are showing as below:

WSBK' s FCF Yield % Range Over the Past 10 Years
Min: 0.45   Med: 4.57   Max: 5.88
Current: 5.21


During the past 3 years, the highest FCF Yield % of Winchester Bancorp was 5.88%. The lowest was 0.45%. And the median was 4.57%.

WSBK's FCF Yield % is ranked worse than
61.98% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs WSBK: 5.21

Winchester Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 20.35%.


Winchester Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Winchester Bancorp FCF Yield % Related Terms


Winchester Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Winchester Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Winchester Bancorp FCF Yield % Chart

Winchester Bancorp Annual Data
Trend Jun23 Jun24 Jun25
FCF Yield %
0.00 0.00 2.72

Winchester Bancorp Quarterly Data
Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 9.32 6.34 6.63 4.77

WSBK vs FSRL, SFDL, CNBP: FCF Yield % Comparison

For the Banks - Regional subindustry, Winchester Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Winchester Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Winchester Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Winchester Bancorp's FCF Yield % falls into.


WSBK
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Winchester Bancorp Inc WSBK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Winchester Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Winchester Bancorp's FCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=2.181 / 80.20095
=2.72%

Winchester Bancorp's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=1.356 * 4 / 113.8047
=4.77%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 5.21 mean?
Winchester Bancorp (WSBK) has a FCF Yield % of 5.21 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Winchester Bancorp and its competitors. This is 14% above median its historical median of 4.57. Over the past decade, Winchester Bancorp's FCF Yield % has ranged from 0.45 to 5.88. According to the industry distribution chart, Winchester Bancorp ranks #934 out of 1507 companies in the Banks industry, placing it in the top 62%.
Is Winchester Bancorp's FCF Yield % too high?
Winchester Bancorp's current FCF Yield % of 5.21 is 14% above median its 10-year median of 4.57. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 5.88. The Banks industry median FCF Yield % is 8.14. Winchester Bancorp's value of 5.21 is 36% below this industry median. Based on the distribution chart, Winchester Bancorp ranks #934 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Winchester Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Winchester Bancorp's FCF Yield % compare to FSRL and SFDL?
According to the Banks industry distribution chart, Winchester Bancorp ranks #934 out of 1507 companies for FCF Yield %. This places Winchester Bancorp in the lower half of its industry. The industry median FCF Yield % is 8.14. Winchester Bancorp's value of 5.21 is 36% below this benchmark. Historically, Winchester Bancorp's own FCF Yield % has ranged from 0.45 to 5.88 over the past decade. While the company's 10-year median is 4.57 vs. the industry median of 8.14, Winchester Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Winchester Bancorp's current FCF Yield % of 5.21 is 36% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Winchester Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Winchester Bancorp's current FCF Yield % is 5.21, which is 14% above median its own 10-year median of 4.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Winchester Bancorp stock overvalued right now?
Winchester Bancorp (WSBK) has a current FCF Yield % of 5.21. The current FCF Yield % is 5.21, which is 14% above median its 10-year median of 4.57 and 36% below the Banks industry median of 8.14. Winchester Bancorp's overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Winchester Bancorp (WSBK), the current FCF Yield % is 5.21 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Winchester Bancorp Business Description

Address 661 Main Street, Winchester, MA, USA, 01890
Winchester Bancorp Inc provides a variety of financial services to individuals and small businesses through its offices in Winchester, Woburn, Danvers and Arlington, Massachusetts. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial real estate loans.
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