Winchester BancorpWSBK -0.38%8 Pretax Margin % is 22.42% as of Mar. 2026, which is 371% above its 10-year median of 4.76. GuruFocus rates WSBK with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Winchester Bancorp ranks worse than 90.07% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Winchester Bancorp Pretax Margin % Related Terms
Winchester Bancorp Pretax Margin % Historical Data
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The historical data trend for Winchester Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSBK vs SFDL, JDVB, BSBK: Pretax Margin % Comparison
For the Banks - Regional subindustry, Winchester Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Winchester Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Winchester Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Winchester Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Winchester Bancorp (WSBK) has a Pretax Margin % of 22.42% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Winchester Bancorp and its competitors. This is 371% above median its historical median of 4.76. According to the industry distribution chart, Winchester Bancorp ranks #1378 out of 1530 companies in the Banks industry, placing it in the top 90.1%.
Is Winchester Bancorp's Pretax Margin % too high?
Winchester Bancorp's current Pretax Margin % of 22.42% is 371% above median its 10-year median of 4.76. The Banks industry median Pretax Margin % is 34.72. Winchester Bancorp's value of 22.42% is 35.4% below this industry median. Based on the distribution chart, Winchester Bancorp ranks #1378 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Winchester Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Winchester Bancorp's Pretax Margin % compare to SFDL and JDVB?
According to the Banks industry distribution chart, Winchester Bancorp ranks #1378 out of 1530 companies for Pretax Margin %. This places Winchester Bancorp in the lower half of its industry. The industry median Pretax Margin % is 34.72. Winchester Bancorp's value of 22.42% is 35.4% below this benchmark. While the company's 10-year median is 4.76 vs. the industry median of 34.72, Winchester Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Winchester Bancorp's current Pretax Margin % of 22.42% is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Winchester Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Winchester Bancorp's current Pretax Margin % is 22.42%, which is 371% above median its own 10-year median of 4.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Winchester Bancorp stock overvalued right now?
Winchester Bancorp (WSBK) has a current Pretax Margin % of 22.42%. The current Pretax Margin % is 22.42%, which is 371% above median its 10-year median of 4.76 and 35.4% below the Banks industry median of 34.72. Winchester Bancorp's overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Winchester Bancorp (WSBK), the current Pretax Margin % is 22.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Winchester Bancorp Inc provides a variety of financial services to individuals and small businesses through its offices in Winchester, Woburn, Danvers and Arlington, Massachusetts. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial real estate loans.
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