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Winchester BancorpWSBK -0.30%8 Equity-to-Asset is 0.11 as of Jun. 2026, which is 10% above its 10-year median of 0.10. GuruFocus rates WSBK with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Winchester Bancorp ranks better than 63.74% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Winchester Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $120.51 Mil. Winchester Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $1,095.94 Mil.
Therefore, Winchester Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.11.
The historical rank and industry rank for Winchester Bancorp's Equity-to-Asset or its related term are showing as below:
WSBK'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.1 Max: 0.12
Current: 0.11
During the past 4 years, the highest Equity to Asset Ratio of Winchester Bancorp was 0.12. The lowest was 0.09. And the median was 0.10.
WSBK's Equity-to-Asset is ranked better than 63.74% of 1517
companies
in the Banks industry
Industry Median: 0.1
vs WSBK: 0.11
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Winchester Bancorp Equity-to-Asset Related Terms
Winchester Bancorp Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Winchester Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSBK vs JFBC, UNB, BBNA: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Winchester Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Winchester Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Winchester Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Winchester Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Winchester Bancorp's Equity to Asset Ratio for the fiscal year that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Winchester Bancorp (WSBK) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Winchester Bancorp and its competitors. This is 10% above median its historical median of 0.10. Over the past decade, Winchester Bancorp's Equity-to-Asset has ranged from 0.09 to 0.12. According to the industry distribution chart, Winchester Bancorp ranks #550 out of 1517 companies in the Banks industry, placing it in the top 36.3%.
Is Winchester Bancorp's Equity-to-Asset too high?
Winchester Bancorp's current Equity-to-Asset of 0.11 is 10% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Winchester Bancorp's value of 0.11 is 10% above this industry median. Based on the distribution chart, Winchester Bancorp ranks #550 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Winchester Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Winchester Bancorp's Equity-to-Asset compare to JFBC and UNB?
According to the Banks industry distribution chart, Winchester Bancorp ranks #550 out of 1517 companies for Equity-to-Asset. This puts Winchester Bancorp in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Winchester Bancorp's value of 0.11 is 10% above this benchmark. Historically, Winchester Bancorp's own Equity-to-Asset has ranged from 0.09 to 0.12 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Winchester Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Winchester Bancorp's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Winchester Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Winchester Bancorp's current Equity-to-Asset is 0.11, which is 10% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Winchester Bancorp stock overvalued right now?
Winchester Bancorp (WSBK) has a current Equity-to-Asset of 0.11. The current Equity-to-Asset is 0.11, which is 10% above median its 10-year median of 0.10 and 10% above the Banks industry median of 0.10. Winchester Bancorp's overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Winchester Bancorp (WSBK), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Winchester Bancorp Inc provides a variety of financial services to individuals and small businesses through its offices in Winchester, Woburn, Danvers and Arlington, Massachusetts. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial real estate loans.
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