OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Trustco Bank N Y OCF Yield % Related Terms
Trustco Bank N Y OCF Yield % Historical Data
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The historical data trend for Trustco Bank N Y's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:TC50 vs HAFC, SBNC, NBBK: OCF Yield % Comparison
For the Banks - Regional subindustry, Trustco Bank N Y's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trustco Bank N Y OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Trustco Bank N Y's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Trustco Bank N Y's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trustco Bank N Y (FRA:TC50) has a OCF Yield % of 7.22 as of Jun. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Trustco Bank N Y and its competitors. This is 19% below median its historical median of 8.88. Over the past decade, Trustco Bank N Y's OCF Yield % has ranged from 6.20 to 16.45. According to the industry distribution chart, Trustco Bank N Y ranks #895 out of 1504 companies in the Banks industry, placing it in the top 59.5%.
Is Trustco Bank N Y's OCF Yield % too high?
Trustco Bank N Y's current OCF Yield % of 7.22 is 19% below median its 10-year median of 8.88. Over the past 10 years, this metric has ranged from a low of 6.20 to a high of 16.45. The Banks industry median OCF Yield % is 9.34. Trustco Bank N Y's value of 7.22 is 22.7% below this industry median. Based on the distribution chart, Trustco Bank N Y ranks #895 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Trustco Bank N Y has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Trustco Bank N Y's OCF Yield % compare to HAFC and SBNC?
According to the Banks industry distribution chart, Trustco Bank N Y ranks #895 out of 1504 companies for OCF Yield %. This places Trustco Bank N Y in the lower half of its industry. The industry median OCF Yield % is 9.34. Trustco Bank N Y's value of 7.22 is 22.7% below this benchmark. Historically, Trustco Bank N Y's own OCF Yield % has ranged from 6.20 to 16.45 over the past decade. While the company's 10-year median is 8.88 vs. the industry median of 9.34, Trustco Bank N Y has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.34, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trustco Bank N Y's current OCF Yield % of 7.22 is 22.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Trustco Bank N Y and its competitors. For the Banks industry, the median OCF Yield % is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trustco Bank N Y's current OCF Yield % is 7.22, which is 19% below median its own 10-year median of 8.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trustco Bank N Y stock overvalued right now?
Trustco Bank N Y (FRA:TC50) has a current OCF Yield % of 7.22. The stock's GF Value™ is €31.75, compared to a current price of €47.40 — trading 49.3% above its estimated fair value. The current OCF Yield % is 7.22, which is 19% below median its 10-year median of 8.88 and 22.7% below the Banks industry median of 9.34. Trustco Bank N Y's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Trustco Bank N Y (FRA:TC50), the current OCF Yield % is 7.22 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trustco Bank N Y (FRA:TC50) Overvalued in 2026?
Based on GuruFocus' analysis, Trustco Bank N Y stock appears to be overvalued.
The current stock price of €47.40 is trading 49.3% above its estimated GF Value™ of €31.75.
Key valuation signals for FRA:TC50:
OCF Yield %: 7.22 (19% below median its 10-year median of 8.88)
GF Value™: €31.75 vs. price of €47.40 (49.3% above fair value)
Industry Position: 22.7% below the Banks median (#895 of 1504)
No single metric tells the full story. See the FRA:TC50 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The company derives revenue from the business of Banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey, and Vermont.
58GF Score
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