Trustco Bank N Y (FRA:TC50) Total Payout Yield %: 9.35 (As of Jul. 16, 2026)

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FRA:TC50 Trustco Bank Corp N Y FRA:TC50
58 GF Score
Price €46.80
GF Value €30.88
! 8 Warning Signs
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What is Trustco Bank N Y Total Payout Yield %?

Trustco Bank N Y FRA:TC50 -0.43% 58 Total Payout Yield % is 9.35 as of Jul. 16, 2026. GuruFocus rates FRA:TC50 with a GF Score™ of 58/100 and a GF Value™ of €30.88. The stock has 8 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Trustco Bank N Y's current Total Payout Yield % is 9.35%.


Trustco Bank N Y Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Trustco Bank N Y Total Payout Yield % Related Terms


Trustco Bank N Y Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Trustco Bank N Y's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trustco Bank N Y Total Payout Yield % Chart

Trustco Bank N Y Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.75 4.82 4.65 4.47 8.85

Trustco Bank N Y Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.76 8.12 11.02 15.27 16.03

FRA:TC50 vs HAFC, SBNC, NBBK: Total Payout Yield % Comparison

For the Banks - Regional subindustry, Trustco Bank N Y's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trustco Bank N Y Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Trustco Bank N Y's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Trustco Bank N Y's Total Payout Yield % falls into.


FRA:TC50
58GF Score
Trustco Bank Corp N Y FRA:TC50
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trustco Bank N Y Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Trustco Bank N Y's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-32.566 + 0 + -23.587) / 634.6208
=8.85%

Trustco Bank N Y's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (-20.678 + 0 + -5.847) * 4 / 661.7646
=16.03%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 9.35 mean?
Trustco Bank N Y (FRA:TC50) has a Total Payout Yield % of 9.35 as of Jul. 16, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Trustco Bank N Y and its competitors.
Is Trustco Bank N Y's Total Payout Yield % too high?
Trustco Bank N Y's current Total Payout Yield % is 9.35. Overall, Trustco Bank N Y has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Trustco Bank N Y's Total Payout Yield % compare to HAFC and SBNC?
Trustco Bank N Y's Total Payout Yield % of 9.35 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Trustco Bank N Y and its competitors. Trustco Bank N Y's current Total Payout Yield % is 9.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trustco Bank N Y stock overvalued right now?
Trustco Bank N Y (FRA:TC50) has a current Total Payout Yield % of 9.35. The stock's GF Value™ is €30.88, compared to a current price of €46.80 — trading 51.6% above its estimated fair value. The current Total Payout Yield % is 9.35. Trustco Bank N Y's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Trustco Bank N Y (FRA:TC50), the current Total Payout Yield % is 9.35 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trustco Bank N Y (FRA:TC50) Overvalued in 2026?

Based on GuruFocus' analysis, Trustco Bank N Y stock appears to be overvalued. The current stock price of €46.80 is trading 51.6% above its estimated GF Value™ of €30.88.

Key valuation signals for FRA:TC50:

  • Total Payout Yield %: 9.35
  • GF Value™: €30.88 vs. price of €46.80 (51.6% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the FRA:TC50 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trustco Bank N Y Business Description

Other Exchanges TRST:USA
Address 5 Sarnowski Drive, Glenville, NY, USA, 12302
Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The company derives revenue from the business of Banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey, and Vermont.
58GF Score

Get the complete analysis for FRA:TC50

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.80
Price
€30.88
GF Value