Trustco Bank N Y (FRA:TC50) Tariff Resilience Score: 9/10 (As of Jul. 09, 2026)


FRA:TC50 Trustco Bank Corp N Y FRA:TC50
58 GF Score
Price €46.80
GF Value €31.68
! 8 Warning Signs
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What is Trustco Bank N Y Tariff Resilience Score?

Trustco Bank N Y FRA:TC50 -0.85% 58 Tariff Resilience Score is 9 as of Jul. 09, 2026. GuruFocus rates FRA:TC50 with a GF Score™ of 58/100 and a GF Value™ of €31.68. The stock has 8 warning signs investors should review. Among 1,605 Banks companies, Trustco Bank N Y ranks better than 99.25% on this metric.

Trustco Bank N Y has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Trustco Bank N Y has Primarily a financial services company with minimal direct exposure to tariffs. Operations are domestically focused, with negligible historical impacts from tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Trustco Bank N Y might have Highly Resilient.

Trustco Bank N Y  (FRA:TC50) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Trustco Bank N Y Tariff Resilience Score Related Terms

FRA:TC50 vs HAFC, SBNC, NBBK: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Trustco Bank N Y's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trustco Bank N Y Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Trustco Bank N Y's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Trustco Bank N Y's Tariff Resilience Score falls into.


FRA:TC50
58GF Score
Trustco Bank Corp N Y FRA:TC50
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Trustco Bank N Y (FRA:TC50) has a Tariff Resilience Score of 9 as of Jul. 09, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Trustco Bank N Y ranks #12 out of 1605 companies in the Banks industry, placing it in the top 0.7%.
Is Trustco Bank N Y's Tariff Resilience Score too high?
Trustco Bank N Y's current Tariff Resilience Score is 9. Based on the distribution chart, Trustco Bank N Y ranks #12 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Trustco Bank N Y has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Trustco Bank N Y's Tariff Resilience Score compare to HAFC and SBNC?
According to the Banks industry distribution chart, Trustco Bank N Y ranks #12 out of 1605 companies for Tariff Resilience Score. This places Trustco Bank N Y in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Trustco Bank N Y's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trustco Bank N Y stock overvalued right now?
Trustco Bank N Y (FRA:TC50) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €31.68, compared to a current price of €46.80 — trading 47.7% above its estimated fair value. The current Tariff Resilience Score is 9. Trustco Bank N Y's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Trustco Bank N Y (FRA:TC50), the current Tariff Resilience Score is 9 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trustco Bank N Y (FRA:TC50) Overvalued in 2026?

Based on GuruFocus' analysis, Trustco Bank N Y stock appears to be overvalued. The current stock price of €46.80 is trading 47.7% above its estimated GF Value™ of €31.68.

Key valuation signals for FRA:TC50:

  • Tariff Resilience Score: 9
  • GF Value™: €31.68 vs. price of €46.80 (47.7% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the FRA:TC50 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trustco Bank N Y Business Description

Other Exchanges TRST:USA
Address 5 Sarnowski Drive, Glenville, NY, USA, 12302
Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The company derives revenue from the business of Banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey, and Vermont.
58GF Score

Get the complete analysis for FRA:TC50

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.80
Price
€31.68
GF Value