Trustco Bank N Y (FRA:TC50) ROC %: % (As of Mar. 2026)


FRA:TC50 Trustco Bank Corp N Y FRA:TC50
58 GF Score
Price €46.20
GF Value €31.03
! 8 Warning Signs
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What is Trustco Bank N Y ROC %?

Trustco Bank N Y FRA:TC50 +1.76% 58 ROC % is % as of Mar. 2026. GuruFocus rates FRA:TC50 with a GF Score™ of 58/100 and a GF Value™ of €31.03. The stock has 8 warning signs investors should review.

ROC %does not apply to banks.

FRA:TC50
58GF Score
Trustco Bank Corp N Y FRA:TC50
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Trustco Bank N Y (FRA:TC50) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Trustco Bank N Y and its competitors.
Is Trustco Bank N Y's ROC % too high?
Trustco Bank N Y's current ROC % is %. Overall, Trustco Bank N Y has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Trustco Bank N Y's ROC % compare to SBNC and FSBC?
Trustco Bank N Y's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Trustco Bank N Y and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trustco Bank N Y's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trustco Bank N Y stock overvalued right now?
Trustco Bank N Y (FRA:TC50) has a current ROC % of %. The stock's GF Value™ is €31.03, compared to a current price of €46.20 — trading 48.9% above its estimated fair value. The current ROC % is %. Trustco Bank N Y's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Trustco Bank N Y (FRA:TC50), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trustco Bank N Y (FRA:TC50) Overvalued in 2026?

Based on GuruFocus' analysis, Trustco Bank N Y stock appears to be overvalued. The current stock price of €46.20 is trading 48.9% above its estimated GF Value™ of €31.03.

Key valuation signals for FRA:TC50:

  • ROC %: %
  • GF Value™: €31.03 vs. price of €46.20 (48.9% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the FRA:TC50 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trustco Bank N Y Business Description

Other Exchanges TRST:USA
Address 5 Sarnowski Drive, Glenville, NY, USA, 12302
Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The company derives revenue from the business of Banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey, and Vermont.
58GF Score

Get the complete analysis for FRA:TC50

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.20
Price
€31.03
GF Value