First BanCorp (STU:OLWN) Operating Income

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:OLWN First BanCorp STU:OLWN
79 GF Score
Price €23.80
GF Value €19.45
! 6 Warning Signs
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What is First BanCorp Operating Income?

Operating Income does not apply to banks and insurance companies.

STU:OLWN
79GF Score
First BanCorp STU:OLWN
Operating Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First BanCorp (STU:OLWN) Overvalued in 2026?

Based on GuruFocus' analysis, First BanCorp stock appears to be overvalued. The current stock price of €23.80 is trading 22.4% above its estimated GF Value™ of €19.45.

Key valuation signals for STU:OLWN:

  • Operating Income:
  • GF Value™: €19.45 vs. price of €23.80 (22.4% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the STU:OLWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First BanCorp Business Description

Other Exchanges FBP:USA
Address 1519 Ponce de Leon Avenue, Stop 23, San Juan, PRI, 00908-0146
First BanCorp is a financial holding company that operates as the bank holding company for FirstBank Puerto Rico, FirstBank Virgin Islands, and FirstBank Florida. It provides commercial and corporate banking, consumer and retail banking, mortgage banking, and treasury and investment services. Its consumer segment, the largest revenue contributor, offers residential mortgages, auto and personal loans, credit cards, and deposit products through a branch network and loan centers. Commercial lending serves middle-market and corporate clients, while treasury activities manage the company's investment portfolio. First BanCorp operates primarily in Puerto Rico, the U.S. Virgin Islands, and Florida, with additional operations in other Caribbean and U.S. markets. Revenue is generated mainly from net interest income on loans and investments, supplemented by fees from deposit services, mortgage banking, and other financial products.
79GF Score

Get the complete analysis for STU:OLWN

Operating Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.80
Price
€19.45
GF Value