First BanCorp (STU:OLWN) Research & Development: €0.0 Mil (TTM As of Mar. 2026)


STU:OLWN First BanCorp STU:OLWN
80 GF Score
Price €23.00
GF Value €19.15
Valuation Modestly Overvalued
! 5 Warning Signs
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What is First BanCorp Research & Development?

First BanCorp STU:OLWN -0.86% 80 Research & Development is €0.0 Mil as of Mar. 2026. GuruFocus rates STU:OLWN with a GF Score™ of 80/100 and a GF Value™ of €19.15 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. First BanCorp's Research & Development for the three months ended in Mar. 2026 was €0.0 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 was €0.0 Mil.

First BanCorp  (STU:OLWN) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

First BanCorp Research & Development Related Terms

First BanCorp Research & Development Historical Data

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The historical data trend for First BanCorp's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First BanCorp Research & Development Chart

First BanCorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
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First BanCorp Quarterly Data
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STU:OLWN
80GF Score
First BanCorp STU:OLWN
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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First BanCorp Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €0.0 Mil mean?
First BanCorp (STU:OLWN) has a Research & Development of €0.0 Mil as of Mar. 2026. Research and development expense is the total cost for research and development activities. View historical data on First BanCorp and its competitors.
Is First BanCorp's Research & Development too high?
First BanCorp's current Research & Development is €0.0 Mil. Overall, First BanCorp has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First BanCorp's Research & Development compare to BANF and WSFS?
First BanCorp's Research & Development of €0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Banks company?
A good Research & Development depends on the Banks industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on First BanCorp and its competitors. First BanCorp's current Research & Development is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First BanCorp stock overvalued right now?
Based on GuruFocus' analysis, First BanCorp (STU:OLWN) is currently considered Modestly Overvalued. The stock's GF Value™ is €19.15, compared to a current price of €23.00 — trading 20.1% above its estimated fair value. The current Research & Development is €0.0 Mil. First BanCorp's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For First BanCorp (STU:OLWN), the current Research & Development is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First BanCorp (STU:OLWN) Overvalued in 2026?

Based on GuruFocus' analysis, First BanCorp stock appears to be overvalued. The current stock price of €23.00 is trading 20.1% above its estimated GF Value™ of €19.15. GuruFocus considers First BanCorp to be Modestly Overvalued.

Key valuation signals for STU:OLWN:

  • Research & Development: €0.0 Mil
  • GF Value™: €19.15 vs. price of €23.00 (20.1% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the STU:OLWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First BanCorp Business Description

Other Exchanges FBP:USA
Address 1519 Ponce de Leon Avenue, Stop 23, San Juan, PRI, 00908-0146
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
80GF Score

Get the complete analysis for STU:OLWN

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.00
Price
€19.15
GF Value