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Multitude AG (HAM:MULT) Operating Margin % : 56.80% (As of Dec. 2024)


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What is Multitude AG Operating Margin %?

Operating Margin % is calculated as Operating Income divided by its Revenue. Multitude AG's Operating Income for the three months ended in Dec. 2024 was €111.5 Mil. Multitude AG's Revenue for the three months ended in Dec. 2024 was €196.4 Mil. Therefore, Multitude AG's Operating Margin % for the quarter that ended in Dec. 2024 was 56.80%.

Good Sign:

Multitude AG operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for Multitude AG's Operating Margin % or its related term are showing as below:

HAM:MULT' s Operating Margin % Range Over the Past 10 Years
Min: 40.56   Med: 44.48   Max: 56.95
Current: 56.95


HAM:MULT's Operating Margin % is ranked better than
87.92% of 389 companies
in the Credit Services industry
Industry Median: 17.5 vs HAM:MULT: 56.95

Multitude AG's 5-Year Average Operating Margin % Growth Rate was 5.70% per year.

Multitude AG's Operating Income for the three months ended in Dec. 2024 was €111.5 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2024 was €209.2 Mil.


Multitude AG Operating Margin % Historical Data

The historical data trend for Multitude AG's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Multitude AG Operating Margin % Chart

Multitude AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.54 40.56 53.33 56.01 56.18

Multitude AG Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.34 59.75 60.21 50.12 56.80

Competitive Comparison of Multitude AG's Operating Margin %

For the Credit Services subindustry, Multitude AG's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Multitude AG's Operating Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Multitude AG's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Multitude AG's Operating Margin % falls into.


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Multitude AG Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Multitude AG's Operating Margin % for the fiscal year that ended in Dec. 2024 is calculated as

Operating Margin %=Operating Income (A: Dec. 2024 ) / Revenue (A: Dec. 2024 )
=139.043 / 247.51
=56.18 %

Multitude AG's Operating Margin % for the quarter that ended in Dec. 2024 is calculated as

Operating Margin %=Operating Income (Q: Dec. 2024 ) / Revenue (Q: Dec. 2024 )
=111.541 / 196.379
=56.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Multitude AG  (HAM:MULT) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Multitude AG Operating Margin % Related Terms

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Multitude AG Business Description

Traded in Other Exchanges
Address
Ratamestarinkatu 11 A, Helsinki, FIN, 00520
Multitude AG, formerly Multitude SE is a European FinTech company that offers digital financial and banking services to both individuals and small and medium-sized businesses. The company's operations are divided into three business units: consumer banking (Ferratum), SME banking (CapitalBox) and wholesale banking (Multitude Bank). These units are supported by an internal Banking-as-a-Service platform. The company operates in nearly 16 different countries.

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