Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sulabh Engineers & ServicesBOM:508969 -4.51%73 PB Ratio is 0.76 as of Aug. 08, 2026, which is 36% below its 10-year median of 1.18. GuruFocus rates BOM:508969 with a GF Score™ of 73/100 and a GF Value™ of ₹4.26 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 525 Credit Services companies, Sulabh Engineers & Services ranks better than 64.57% on this metric.
The historical rank and industry rank for Sulabh Engineers & Services's PB Ratio or its related term are showing as below:
BOM:508969'
s PB Ratio Range Over the Past 10 Years
Min: 0.15 Med: 1.18 Max: 40.78
Current: 0.74
During the past 13 years, Sulabh Engineers & Services's highest PB Ratio was 40.78. The lowest was 0.15. And the median was 1.18.
BOM:508969's PB Ratio is ranked better than 64.57% of 525
companies
in the Credit Services industry
Industry Median: 1.08
vs BOM:508969: 0.74
During the past 12 months, Sulabh Engineers & Services's average Book Value Per Share Growth Rate was 1.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Sulabh Engineers & Services was 6.10% per year. The lowest was -9.60% per year. And the median was 4.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Sulabh Engineers & Services PB Ratio Related Terms
Sulabh Engineers & Services PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sulabh Engineers & Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sulabh Engineers & Services PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sulabh Engineers & Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Sulabh Engineers & Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Sulabh Engineers & Services (BOM:508969) has a PB Ratio of 0.76 as of Aug. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sulabh Engineers & Services and its competitors. This is 36% below median its historical median of 1.18. Over the past decade, Sulabh Engineers & Services' PB Ratio has ranged from 0.15 to 40.78. According to the industry distribution chart, Sulabh Engineers & Services ranks #186 out of 525 companies in the Credit Services industry, placing it in the top 35.4%.
Is Sulabh Engineers & Services' PB Ratio too high?
Sulabh Engineers & Services' current PB Ratio of 0.76 is 36% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 40.78. The Credit Services industry median PB Ratio is 1.08. Sulabh Engineers & Services' value of 0.76 is 29.6% below this industry median. Based on the distribution chart, Sulabh Engineers & Services ranks #186 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sulabh Engineers & Services has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sulabh Engineers & Services' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sulabh Engineers & Services ranks #186 out of 525 companies for PB Ratio. This puts Sulabh Engineers & Services in the upper half of its industry. The industry median PB Ratio is 1.08. Sulabh Engineers & Services' value of 0.76 is 29.6% below this benchmark. Historically, Sulabh Engineers & Services' own PB Ratio has ranged from 0.15 to 40.78 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 1.08, Sulabh Engineers & Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.08, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sulabh Engineers & Services's current PB Ratio of 0.76 is 29.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sulabh Engineers & Services and its competitors. For the Credit Services industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sulabh Engineers & Services's current PB Ratio is 0.76, which is 36% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sulabh Engineers & Services stock overvalued right now?
Based on GuruFocus' analysis, Sulabh Engineers & Services (BOM:508969) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹4.26, compared to a current price of ₹2.75 — trading 35.4% below its estimated fair value. The current PB Ratio is 0.76, which is 36% below median its 10-year median of 1.18 and 29.6% below the Credit Services industry median of 1.08. Sulabh Engineers & Services' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sulabh Engineers & Services (BOM:508969), the current PB Ratio is 0.76 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sulabh Engineers & Services (BOM:508969) Overvalued in 2026?
Based on GuruFocus' analysis, Sulabh Engineers & Services stock appears to be undervalued.
The current stock price of ₹2.75 is trading 35.4% below its estimated GF Value™ of ₹4.26.
GuruFocus considers Sulabh Engineers & Services to be Significantly Undervalued.
Key valuation signals for BOM:508969:
PB Ratio: 0.76 (36% below median its 10-year median of 1.18)
GF Value™: ₹4.26 vs. price of ₹2.75 (35.4% below fair value)
Industry Position: 29.6% below the Credit Services median (#186 of 525)
No single metric tells the full story. See the BOM:508969 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sulabh Engineers & Services Ltd is an India-based Non-Banking Financial Company predominantly engaged in lending and related activities. It provides financial services except for insurance and pension funding activities. Its business includes Asset Financing, Margin Financing, Promoter Funding, Stressed Assets Funding, Business or Capacity expansion Loans, Term Loans against Property, Purchase of Equipment and Machinery Loans, and Working Capital Loans.
73GF Score
Get the complete analysis for BOM:508969
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:508969 has been successfully added to your 
