Uttara Finance & Investments (DHA:UTTARAFIN) PB Ratio: 0.22 (As of Jul. 18, 2026)

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DHA:UTTARAFIN Uttara Finance & Investments Ltd DHA:UTTARAFIN
10 GF Score
Price BDT13.20
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What is Uttara Finance & Investments PB Ratio?

Uttara Finance & Investments DHA:UTTARAFIN 10 PB Ratio is 0.22 as of Jul. 18, 2026. GuruFocus rates DHA:UTTARAFIN with a GF Score™ of 10/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), Uttara Finance & Investments's share price is BDT13.20. Uttara Finance & Investments's Book Value per Share for the quarter that ended in Sep. 2020 was BDT61.08. Hence, Uttara Finance & Investments's PB Ratio of today is 0.22.

The historical rank and industry rank for Uttara Finance & Investments's PB Ratio or its related term are showing as below:

DHA:UTTARAFIN's PB Ratio is not ranked *
in the Credit Services industry.
Industry Median: 1.06
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Uttara Finance & Investments  (DHA:UTTARAFIN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Uttara Finance & Investments PB Ratio Related Terms


Uttara Finance & Investments PB Ratio Historical Data

* Premium members only.

The historical data trend for Uttara Finance & Investments's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uttara Finance & Investments PB Ratio Chart

Uttara Finance & Investments Annual Data
Trend Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.44 1.35 1.46 1.19 0.88

Uttara Finance & Investments Quarterly Data
Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.88 0.72 0.67 0.89

DHA:UTTARAFIN vs V, MA, PYPL: PB Ratio Comparison

For the Credit Services subindustry, Uttara Finance & Investments's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uttara Finance & Investments PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Uttara Finance & Investments's PB Ratio distribution charts can be found below:

* The bar in red indicates where Uttara Finance & Investments's PB Ratio falls into.


DHA:UTTARAFIN
10GF Score
Uttara Finance & Investments Ltd DHA:UTTARAFIN
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Uttara Finance & Investments PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Uttara Finance & Investments's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2020)
=13.20/61.076
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.22 mean?
Uttara Finance & Investments (DHA:UTTARAFIN) has a PB Ratio of 0.22 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Uttara Finance & Investments and its competitors.
Is Uttara Finance & Investments' PB Ratio too high?
Uttara Finance & Investments' current PB Ratio is 0.22. The Credit Services industry median PB Ratio is 1.06. Uttara Finance & Investments' value of 0.22 is 79.2% below this industry median. Overall, Uttara Finance & Investments has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Uttara Finance & Investments' PB Ratio compare to V and MA?
Uttara Finance & Investments' PB Ratio of 0.22 can be compared against companies in the Credit Services industry. The industry median PB Ratio is 1.06. Uttara Finance & Investments' value of 0.22 is 79.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uttara Finance & Investments's current PB Ratio of 0.22 is 79.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Uttara Finance & Investments and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uttara Finance & Investments's current PB Ratio is 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Finance & Investments stock overvalued right now?
Uttara Finance & Investments (DHA:UTTARAFIN) has a current PB Ratio of 0.22. The current PB Ratio is 0.22 and 79.2% below the Credit Services industry median of 1.06. Uttara Finance & Investments' overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Uttara Finance & Investments (DHA:UTTARAFIN), the current PB Ratio is 0.22 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Uttara Finance & Investments Business Description

Address Uttara Centre, 102, 11th Floor, Shahid Tajuddin Ahmed Sarani, Tejgaon, Dhaka, BGD, 1208
Uttara Finance & Investments Ltd operates a financial institution. The company extends lease, loans and asset management services. The company's clientele base is from SME to large corporate houses.
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Get the complete analysis for DHA:UTTARAFIN

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT13.20
Price