Uttara Finance & Investments (DHA:UTTARAFIN) PS Ratio: 2.38 (As of Jul. 15, 2026)

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DHA:UTTARAFIN Uttara Finance & Investments Ltd DHA:UTTARAFIN
10 GF Score
Price BDT13.20
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What is Uttara Finance & Investments PS Ratio?

Uttara Finance & Investments DHA:UTTARAFIN -0.75% 10 PS Ratio is 2.38 as of Jul. 15, 2026. GuruFocus rates DHA:UTTARAFIN with a GF Score™ of 10/100.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Uttara Finance & Investments's share price is BDT13.20. Uttara Finance & Investments's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2020 was BDT5.54. Hence, Uttara Finance & Investments's PS Ratio for today is 2.38.

The historical rank and industry rank for Uttara Finance & Investments's PS Ratio or its related term are showing as below:

DHA:UTTARAFIN's PS Ratio is not ranked *
in the Credit Services industry.
Industry Median: 2.89
* Ranked among companies with meaningful PS Ratio only.

Uttara Finance & Investments's Revenue per Sharefor the three months ended in Sep. 2020 was BDT-3.54. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2020 was BDT5.54.

Back to Basics: PS Ratio


Uttara Finance & Investments  (DHA:UTTARAFIN) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Uttara Finance & Investments PS Ratio Related Terms


Uttara Finance & Investments PS Ratio Historical Data

* Premium members only.

The historical data trend for Uttara Finance & Investments's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uttara Finance & Investments PS Ratio Chart

Uttara Finance & Investments Annual Data
Trend Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.47 4.93 4.54 3.03 2.98

Uttara Finance & Investments Quarterly Data
Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.53 2.98 2.49 2.71 9.77

DHA:UTTARAFIN vs V, MA, PYPL: PS Ratio Comparison

For the Credit Services subindustry, Uttara Finance & Investments's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uttara Finance & Investments PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Uttara Finance & Investments's PS Ratio distribution charts can be found below:

* The bar in red indicates where Uttara Finance & Investments's PS Ratio falls into.


DHA:UTTARAFIN
10GF Score
Uttara Finance & Investments Ltd DHA:UTTARAFIN
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Uttara Finance & Investments PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Uttara Finance & Investments's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=13.20/5.536
=2.38

Uttara Finance & Investments's Share Price of today is BDT13.20.
Uttara Finance & Investments's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2020 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT5.54.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.38 mean?
Uttara Finance & Investments (DHA:UTTARAFIN) has a PS Ratio of 2.38 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Uttara Finance & Investments and its competitors.
Is Uttara Finance & Investments' PS Ratio too high?
Uttara Finance & Investments' current PS Ratio is 2.38. The Credit Services industry median PS Ratio is 2.89. Uttara Finance & Investments' value of 2.38 is 17.6% below this industry median. Overall, Uttara Finance & Investments has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Uttara Finance & Investments' PS Ratio compare to V and MA?
Uttara Finance & Investments' PS Ratio of 2.38 can be compared against companies in the Credit Services industry. The industry median PS Ratio is 2.89. Uttara Finance & Investments' value of 2.38 is 17.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.89, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uttara Finance & Investments's current PS Ratio of 2.38 is 17.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Uttara Finance & Investments and its competitors. For the Credit Services industry, the median PS Ratio is 2.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uttara Finance & Investments's current PS Ratio is 2.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Finance & Investments stock overvalued right now?
Uttara Finance & Investments (DHA:UTTARAFIN) has a current PS Ratio of 2.38. The current PS Ratio is 2.38 and 17.6% below the Credit Services industry median of 2.89. Uttara Finance & Investments' overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Uttara Finance & Investments (DHA:UTTARAFIN), the current PS Ratio is 2.38 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Uttara Finance & Investments Business Description

Address Uttara Centre, 102, 11th Floor, Shahid Tajuddin Ahmed Sarani, Tejgaon, Dhaka, BGD, 1208
Uttara Finance & Investments Ltd operates a financial institution. The company extends lease, loans and asset management services. The company's clientele base is from SME to large corporate houses.
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Get the complete analysis for DHA:UTTARAFIN

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT13.20
Price