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Citizens Holding Co (Citizens Holding Co) PB Ratio : 1.03 (As of Apr. 28, 2024)


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What is Citizens Holding Co PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-28), Citizens Holding Co's share price is $7.8599. Citizens Holding Co's Book Value per Share for the quarter that ended in Dec. 2023 was $7.62. Hence, Citizens Holding Co's PB Ratio of today is 1.03.

Good Sign:

Citizens Holding Co stock PB Ratio (=1.03) is close to 2-year low of 1

The historical rank and industry rank for Citizens Holding Co's PB Ratio or its related term are showing as below:

CIZN' s PB Ratio Range Over the Past 10 Years
Min: 0.87   Med: 1.21   Max: 3.91
Current: 1.03

During the past 13 years, Citizens Holding Co's highest PB Ratio was 3.91. The lowest was 0.87. And the median was 1.21.

CIZN's PB Ratio is ranked worse than
64.54% of 1458 companies
in the Banks industry
Industry Median: 0.85 vs CIZN: 1.03

During the past 12 months, Citizens Holding Co's average Book Value Per Share Growth Rate was 9.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -29.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -19.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -5.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Citizens Holding Co was 12.60% per year. The lowest was -29.90% per year. And the median was 5.10% per year.

Back to Basics: PB Ratio


Citizens Holding Co PB Ratio Historical Data

The historical data trend for Citizens Holding Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Holding Co PB Ratio Chart

Citizens Holding Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.08 0.98 0.99 1.97 1.02

Citizens Holding Co Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.97 1.65 1.71 1.72 1.02

Competitive Comparison of Citizens Holding Co's PB Ratio

For the Banks - Regional subindustry, Citizens Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Holding Co's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Holding Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Holding Co's PB Ratio falls into.



Citizens Holding Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Citizens Holding Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=7.8599/7.616
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Citizens Holding Co  (OTCPK:CIZN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Citizens Holding Co PB Ratio Related Terms

Thank you for viewing the detailed overview of Citizens Holding Co's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Holding Co (Citizens Holding Co) Business Description

Traded in Other Exchanges
N/A
Address
521 Main Street, Philadelphia, MS, USA, 39350
Citizens Holding Co is a bank holding company. Through its subsidiary, it engages in various commercial and personal banking activities, such as accepting demand deposits, savings, and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The firm also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers. It also involves providing lending activities which include commercial, real estate, installment, and credit card loans. Most of its revenues are derived from lending activities.
Executives
Vincent Craig Dungan director 5401 WESTMINSTER DRIVE, MERIDIAN MS 39305-9559
Herbert A King director 101 LITTLEJOHN LANE, STARKVILLE MS 39759
Phillip R Branch officer: Chief Financial Officer 521 MAIN STREET, PHILADELPHIA MS 39350
Jane D. Crosswhite director 10140 ROAD 377, PHILADELPHIA MS 39350
Stacy M Brantley director, other: CEO of The Citizens Bank 521 MAIN STREET, PHILADELPHIA MS 39350
Gregory E. Cronin director, officer: Gulf Cost President 521 MAIN STREET, PHILADELPHIA MS 39350
Jason Voyles director 177 SAINT ANDREWS DRIVE, JACKSON MS 39211
Gregory Lyle Mckee director, officer: President and CEO 11360 HIGHWY 16 EAST, PHILADELPHIA PA 39350
David Peebles Webb director 613 INGLENOOK COURT, MADISON MS 39110
David Anderson King director 1006 EDGEWATER LANE, PHILADELPHIA MS 39350
Robert Townsend Smith officer: Treasurer and CFO
Terrell Elton Winstead director 10100 ROAD 2230, UNION MS 39365
Daniel Adam Mars director 518 POPLAR AVENUE, PHILADELPHIA MS 39350
Amzie Thomas Williams director 900 MAPLE AVENUE, PHILADELPHIA MS 39350
Joe Steve Webb director 534 POPLAR AVENUE, PHILADELPHIA MS 39350

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