CIZN (Citizens Holding Co) Cyclically Adjusted Revenue per Share: $9.08 (As of Mar. 2026)

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CIZN Citizens Holding Co CIZN
60 GF Score
Price $10.70
GF Value $11.35
Valuation Fairly Valued
! 4 Warning Signs
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What is Citizens Holding Co Cyclically Adjusted Revenue per Share?

Citizens Holding Co CIZN +2.88% 60 Cyclically Adjusted Revenue per Share is $9.08 as of Mar. 2026. GuruFocus rates CIZN with a GF Score™ of 60/100 and a GF Value™ of $11.35 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Citizens Holding Co's adjusted revenue per share for the three months ended in Mar. 2026 was $2.523. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $9.08 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Citizens Holding Co's average Cyclically Adjusted Revenue Growth Rate was 2.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 0.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 2.20% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Citizens Holding Co was 5.70% per year. The lowest was 0.00% per year. And the median was 1.75% per year.

As of today (2026-08-08), Citizens Holding Co's current stock price is $10.70. Citizens Holding Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $9.08. Citizens Holding Co's Cyclically Adjusted PS Ratio of today is 1.18.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citizens Holding Co was 3.47. The lowest was 0.73. And the median was 2.27.


Citizens Holding Co  (OTCPK:CIZN) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citizens Holding Co's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=10.70/9.08
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citizens Holding Co was 3.47. The lowest was 0.73. And the median was 2.27.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Citizens Holding Co Cyclically Adjusted Revenue per Share Related Terms


Citizens Holding Co Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Citizens Holding Co's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Holding Co Cyclically Adjusted Revenue per Share Chart

Citizens Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.29 8.70 8.72 8.72 8.90

Citizens Holding Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.90 8.96 8.90 9.08 0.00

CIZN vs GVYB, BSPA, MBKL: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Citizens Holding Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Holding Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Citizens Holding Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Holding Co's Cyclically Adjusted PS Ratio falls into.


CIZN
60GF Score
Citizens Holding Co CIZN
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizens Holding Co Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Citizens Holding Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.523/330.2130*330.2130
=2.523

Current CPI (Mar. 2026) = 330.2130.

Citizens Holding Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.776 241.018 2.433
201609 1.792 241.428 2.451
201612 1.726 241.432 2.361
201703 1.736 243.801 2.351
201706 1.846 244.955 2.489
201709 1.787 246.819 2.391
201712 1.791 246.524 2.399
201803 1.799 249.554 2.380
201806 1.822 251.989 2.388
201809 1.798 252.439 2.352
201812 1.733 251.233 2.278
201903 1.662 254.202 2.159
201906 1.660 256.143 2.140
201909 1.684 256.759 2.166
201912 1.848 256.974 2.375
202003 1.726 258.115 2.208
202006 1.911 257.797 2.448
202009 2.032 260.280 2.578
202012 2.021 260.474 2.562
202103 1.917 264.877 2.390
202106 2.022 271.696 2.457
202109 2.096 274.310 2.523
202112 2.014 278.802 2.385
202203 1.903 287.504 2.186
202206 2.025 296.311 2.257
202209 2.096 296.808 2.332
202212 2.022 296.797 2.250
202303 1.795 301.836 1.964
202306 1.728 305.109 1.870
202309 1.895 307.789 2.033
202312 1.270 306.746 1.367
202403 2.432 312.332 2.571
202406 1.985 314.175 2.086
202409 1.797 315.301 1.882
202412 1.113 315.605 1.165
202503 2.317 319.799 2.392
202506 2.358 322.561 2.414
202509 2.473 324.800 2.514
202512 2.252 324.054 2.295
202603 2.523 330.213 2.523

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $9.08 mean?
Citizens Holding Co (CIZN) has a Cyclically Adjusted Revenue per Share of $9.08 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citizens Holding Co and its competitors.
Is Citizens Holding Co's Cyclically Adjusted Revenue per Share too high?
Citizens Holding Co's current Cyclically Adjusted Revenue per Share is $9.08. Overall, Citizens Holding Co has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens Holding Co's Cyclically Adjusted Revenue per Share compare to GVYB and BSPA?
Citizens Holding Co's Cyclically Adjusted Revenue per Share of $9.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citizens Holding Co and its competitors. Citizens Holding Co's current Cyclically Adjusted Revenue per Share is $9.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Citizens Holding Co (CIZN) is currently considered Fairly Valued. The stock's GF Value™ is $11.35, compared to a current price of $10.70 — trading 5.7% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is $9.08. Citizens Holding Co's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Citizens Holding Co (CIZN), the current Cyclically Adjusted Revenue per Share is $9.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Holding Co (CIZN) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Holding Co stock appears to be undervalued. The current stock price of $10.70 is trading 5.7% below its estimated GF Value™ of $11.35. GuruFocus considers Citizens Holding Co to be Fairly Valued.

Key valuation signals for CIZN:

  • Cyclically Adjusted Revenue per Share: $9.08
  • GF Value™: $11.35 vs. price of $10.70 (5.7% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the CIZN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Holding Co Business Description

Address 521 Main Street, Philadelphia, MS, USA, 39350
Citizens Holding Co is a bank holding company. Through its subsidiary, it engages in various commercial and personal banking activities, such as accepting demand deposits, savings, and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The firm also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers. It also involves providing lending activities which include commercial, real estate, installment, and credit card loans. Majority of its revenues are derived from lending activities.
60GF Score

Get the complete analysis for CIZN

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.70
Price
$11.35
GF Value