CIZN (Citizens Holding Co) Total Receivables: $5.27 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CIZN Citizens Holding Co CIZN
60 GF Score
Price $10.74
GF Value $11.34
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Citizens Holding Co Total Receivables?

Citizens Holding Co CIZN +0.85% 60 Total Receivables is $5.27 Mil as of Mar. 2026. GuruFocus rates CIZN with a GF Score™ of 60/100 and a GF Value™ of $11.34 (Fairly Valued). The stock has 5 warning signs investors should review.

Citizens Holding Co's Total Receivables for the quarter that ended in Mar. 2026 was $5.27 Mil.


Citizens Holding Co Total Receivables Related Terms


Citizens Holding Co Total Receivables Historical Data

* Premium members only.

The historical data trend for Citizens Holding Co's Total Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Holding Co Total Receivables Chart

Citizens Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.17 4.86 5.23 5.62 5.77

Citizens Holding Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.52 5.73 5.52 5.77 5.27
CIZN
60GF Score
Citizens Holding Co CIZN
Total Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizens Holding Co Total Receivables Calculation

Total Receivables is the sum of all receivables owed by customers and affiliates within one year, including:
Accounts Receivable
Notes Receivable
Other Current Receivables

Frequently Asked Questions Learn more about Total Receivables →
What does a Total Receivables of $5.27 Mil mean?
Citizens Holding Co (CIZN) has a Total Receivables of $5.27 Mil as of Mar. 2026. Total Receivables is the sum of all receivables owed by customers and affiliates within one year. View historical data on Citizens Holding Co and its competitors.
Is Citizens Holding Co's Total Receivables too high?
Citizens Holding Co's current Total Receivables is $5.27 Mil. Overall, Citizens Holding Co has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens Holding Co's Total Receivables compare to GVYB and BSPA?
Citizens Holding Co's Total Receivables of $5.27 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Receivables for a Banks company?
A good Total Receivables depends on the Banks industry context. However, Total Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Receivables mean?
A high Total Receivables can signal that a stock is expensive relative to its fundamentals. Total Receivables is the sum of all receivables owed by customers and affiliates within one year. View historical data on Citizens Holding Co and its competitors. Citizens Holding Co's current Total Receivables is $5.27 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Citizens Holding Co (CIZN) is currently considered Fairly Valued. The stock's GF Value™ is $11.34, compared to a current price of $10.74 — trading 5.3% below its estimated fair value. The current Total Receivables is $5.27 Mil. Citizens Holding Co's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Receivables calculated?
Total Receivables is calculated from a company's financial statements. For Citizens Holding Co (CIZN), the current Total Receivables is $5.27 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Holding Co (CIZN) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Holding Co stock appears to be undervalued. The current stock price of $10.74 is trading 5.3% below its estimated GF Value™ of $11.34. GuruFocus considers Citizens Holding Co to be Fairly Valued.

Key valuation signals for CIZN:

  • Total Receivables: $5.27 Mil
  • GF Value™: $11.34 vs. price of $10.74 (5.3% below fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the CIZN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Holding Co Business Description

Address 521 Main Street, Philadelphia, MS, USA, 39350
Citizens Holding Co is a bank holding company. Through its subsidiary, it engages in various commercial and personal banking activities, such as accepting demand deposits, savings, and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The firm also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers. It also involves providing lending activities which include commercial, real estate, installment, and credit card loans. Majority of its revenues are derived from lending activities.
60GF Score

Get the complete analysis for CIZN

Total Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.74
Price
$11.34
GF Value