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Citizens Holding Co's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Citizens Holding Co's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Citizens Holding Co's highest Yield on Cost was 0.86. The lowest was 0.00. And the median was 0.39.
CIZN's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.805 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Citizens Holding Co (OTCPK:CIZN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Citizens Holding Co 5-Year Yield-on-Cost % Related Terms
CIZN vs GVYB, BSPA, MBKL: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Citizens Holding Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Holding Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Holding Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Citizens Holding Co's 5-Year Yield-on-Cost % falls into.
Citizens Holding Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Citizens Holding Co (CIZN) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Citizens Holding Co and its competitors. According to the industry distribution chart, Citizens Holding Co ranks #999999 out of 1252 companies in the Banks industry.
Is Citizens Holding Co's 5-Year Yield-on-Cost % too high?
Citizens Holding Co's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Citizens Holding Co ranks #999999 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Citizens Holding Co has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens Holding Co's 5-Year Yield-on-Cost % compare to GVYB and BSPA?
According to the Banks industry distribution chart, Citizens Holding Co ranks #999999 out of 1252 companies for 5-Year Yield-on-Cost %. This places Citizens Holding Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Citizens Holding Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Holding Co's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Citizens Holding Co (CIZN) is currently considered Fairly Valued. The stock's GF Value™ is $11.35, compared to a current price of $10.70 — trading 5.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Citizens Holding Co's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Citizens Holding Co (CIZN), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Holding Co (CIZN) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Holding Co stock appears to be undervalued.
The current stock price of $10.70 is trading 5.7% below its estimated GF Value™ of $11.35.
GuruFocus considers Citizens Holding Co to be Fairly Valued.
Key valuation signals for CIZN:
5-Year Yield-on-Cost %: 0.00
GF Value™: $11.35 vs. price of $10.70 (5.7% below fair value)
No single metric tells the full story. See the CIZN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Holding Co is a bank holding company. Through its subsidiary, it engages in various commercial and personal banking activities, such as accepting demand deposits, savings, and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The firm also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers. It also involves providing lending activities which include commercial, real estate, installment, and credit card loans. Majority of its revenues are derived from lending activities.
60GF Score
Get the complete analysis for CIZN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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