Senmiao TechnologyAIHS -0.68%44 PB Ratio is 16.90 as of Jun. 25, 2026, which is 82% above its 10-year median of 9.29. GuruFocus rates AIHS with a GF Score™ of 44/100 and a GF Value™ of $2.42 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,049 Business Services companies, Senmiao Technology ranks worse than 98.09% on this metric.
Senmiao Technology Ltd stock PB Ratio (=16.9) is close to 1-year high of 17.7.
The historical rank and industry rank for Senmiao Technology's PB Ratio or its related term are showing as below:
AIHS'
s PB Ratio Range Over the Past 10 Years
Min: 0.61 Med: 9.29 Max: 86.75
Current: 16.22
During the past 10 years, Senmiao Technology's highest PB Ratio was 86.75. The lowest was 0.61. And the median was 9.29.
AIHS's PB Ratio is ranked worse than 98.09% of 1049
companies
in the Business Services industry
Industry Median: 1.61
vs AIHS: 16.22
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Senmiao Technology was -8.70% per year. The lowest was -58.30% per year. And the median was -31.30% per year.
Back to Basics: PB Ratio
Senmiao Technology (NAS:AIHS) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Senmiao Technology PB Ratio Related Terms
Senmiao Technology PB Ratio Historical Data
* Premium members only.
The historical data trend for Senmiao Technology's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Rental & Leasing Services subindustry, Senmiao Technology's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senmiao Technology PB Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Senmiao Technology's PB Ratio distribution charts can be found below:
* The bar in red indicates where Senmiao Technology's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Senmiao Technology (AIHS) has a PB Ratio of 16.90 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Senmiao Technology and its competitors. This is 82% above median its historical median of 9.29. Over the past decade, Senmiao Technology's PB Ratio has ranged from 0.61 to 86.75. According to the industry distribution chart, Senmiao Technology ranks #1029 out of 1049 companies in the Business Services industry, placing it in the top 98.1%.
Is Senmiao Technology's PB Ratio too high?
Senmiao Technology's current PB Ratio of 16.90 is 82% above median its 10-year median of 9.29. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 86.75. The Business Services industry median PB Ratio is 1.61. Senmiao Technology's value of 16.90 is 949.7% above this industry median. Based on the distribution chart, Senmiao Technology ranks #1029 out of 1049 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Senmiao Technology has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Senmiao Technology's PB Ratio compare to AITX and BDST?
According to the Business Services industry distribution chart, Senmiao Technology ranks #1029 out of 1049 companies for PB Ratio. This places Senmiao Technology in the lower half of its industry. The industry median PB Ratio is 1.61. Senmiao Technology's value of 16.90 is 949.7% above this benchmark. Historically, Senmiao Technology's own PB Ratio has ranged from 0.61 to 86.75 over the past decade. While the company's 10-year median is 9.29 vs. the industry median of 1.61, Senmiao Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Business Services company?
The median PB Ratio among Business Services companies is 1.61, based on 1,049 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Senmiao Technology's current PB Ratio of 16.90 is 949.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Senmiao Technology and its competitors. For the Business Services industry, the median PB Ratio is 1.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senmiao Technology's current PB Ratio is 16.90, which is 82% above median its own 10-year median of 9.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senmiao Technology stock overvalued right now?
Based on GuruFocus' analysis, Senmiao Technology (AIHS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.42, compared to a current price of $1.47 — trading 39.3% below its estimated fair value. The current PB Ratio is 16.90, which is 82% above median its 10-year median of 9.29 and 949.7% above the Business Services industry median of 1.61. Senmiao Technology's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Senmiao Technology (AIHS), the current PB Ratio is 16.90 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senmiao Technology (AIHS) Overvalued in 2026?
Based on GuruFocus' analysis, Senmiao Technology stock appears to be undervalued.
The current stock price of $1.47 is trading 39.3% below its estimated GF Value™ of $2.42.
GuruFocus considers Senmiao Technology to be Possible Value Trap.
Key valuation signals for AIHS:
PB Ratio: 16.90 (82% above median its 10-year median of 9.29)
GF Value™: $2.42 vs. price of $1.47 (39.3% below fair value)
Industry Position: 949.7% above the Business Services median (#1029 of 1049)
No single metric tells the full story. See the AIHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senmiao Technology Ltd is a holding company. Along with its subsidiaries, it is engaged in facilitating automobile transactions and offering related services. The group's business activities include providing car rental services to individual customers with lease term no more than twelve months; leasing and servicing of new energy vehicles; offering services to automobile purchasers throughout the purchase process; providing management and related services to Partner Platforms and other companies; automobile financing; and providing other related supporting services to customers. The majority of the group's revenue is generated from its automobile rental business.
44GF Score
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