Safwa Islamic BankAMM:SIBK +1.33%14 PB Ratio is 2.26 as of Jul. 01, 2026, which is 97% above its 10-year median of 1.15. GuruFocus rates AMM:SIBK with a GF Score™ of 14/100. The stock has 1 warning sign investors should review. Among 1,517 Banks companies, Safwa Islamic Bank ranks worse than 91.5% on this metric.
The historical rank and industry rank for Safwa Islamic Bank's PB Ratio or its related term are showing as below:
AMM:SIBK'
s PB Ratio Range Over the Past 10 Years
Min: 0.76 Med: 1.15 Max: 5.96
Current: 2.26
During the past 13 years, Safwa Islamic Bank's highest PB Ratio was 5.96. The lowest was 0.76. And the median was 1.15.
AMM:SIBK's PB Ratio is ranked worse than 91.5% of 1517
companies
in the Banks industry
Industry Median: 1.09
vs AMM:SIBK: 2.26
During the past 12 months, Safwa Islamic Bank's average Book Value Per Share Growth Rate was 13.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 39.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Safwa Islamic Bank was 91.00% per year. The lowest was -41.80% per year. And the median was 1.90% per year.
Back to Basics: PB Ratio
Safwa Islamic Bank (AMM:SIBK) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Safwa Islamic Bank PB Ratio Related Terms
Safwa Islamic Bank PB Ratio Historical Data
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The historical data trend for Safwa Islamic Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Safwa Islamic Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Safwa Islamic Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Safwa Islamic Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Safwa Islamic Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Safwa Islamic Bank (AMM:SIBK) has a PB Ratio of 2.26 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Safwa Islamic Bank and its competitors. This is 97% above median its historical median of 1.15. Over the past decade, Safwa Islamic Bank's PB Ratio has ranged from 0.76 to 5.96. According to the industry distribution chart, Safwa Islamic Bank ranks #1388 out of 1517 companies in the Banks industry, placing it in the top 91.5%.
Is Safwa Islamic Bank's PB Ratio too high?
Safwa Islamic Bank's current PB Ratio of 2.26 is 97% above median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 5.96. The Banks industry median PB Ratio is 1.09. Safwa Islamic Bank's value of 2.26 is 107.3% above this industry median. Based on the distribution chart, Safwa Islamic Bank ranks #1388 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Safwa Islamic Bank has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Safwa Islamic Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Safwa Islamic Bank ranks #1388 out of 1517 companies for PB Ratio. This places Safwa Islamic Bank in the lower half of its industry. The industry median PB Ratio is 1.09. Safwa Islamic Bank's value of 2.26 is 107.3% above this benchmark. Historically, Safwa Islamic Bank's own PB Ratio has ranged from 0.76 to 5.96 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 1.09, Safwa Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Safwa Islamic Bank's current PB Ratio of 2.26 is 107.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Safwa Islamic Bank and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safwa Islamic Bank's current PB Ratio is 2.26, which is 97% above median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safwa Islamic Bank stock overvalued right now?
Safwa Islamic Bank (AMM:SIBK) has a current PB Ratio of 2.26. The current PB Ratio is 2.26, which is 97% above median its 10-year median of 1.15 and 107.3% above the Banks industry median of 1.09. Safwa Islamic Bank's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Safwa Islamic Bank (AMM:SIBK), the current PB Ratio is 2.26 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Safwa Islamic Bank provides Islamic banking and financial services in accordance with Shari'a principles on a non-interest basis. The Bank offers financial banking and structured investment services and operates through three business sectors: Retail Accounts, which manages unrestricted investment accounts, deferred sales receivables, financings, and related retail services; Corporate Accounts, which handles similar services for corporate customers; and Treasury, which is responsible for brokerage services, treasury activities, and the management of the Bank's funds. The Bank operates within the Kingdom and across other Middle Eastern countries, as well as in Europe, Asia, Africa, America, and other international markets.
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