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Absecon BancorpASCN 55 PB Ratio is 0.71 as of Jul. 27, 2026, which is 22% above its 10-year median of 0.58. GuruFocus rates ASCN with a GF Score™ of 55/100 and a GF Value™ of $105.88 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,516 Banks companies, Absecon Bancorp ranks better than 80.28% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-27), Absecon Bancorp's share price is $120.00. Absecon Bancorp's Book Value per Share for the quarter that ended in Dec. 2025 was $167.91. Hence, Absecon Bancorp's PB Ratio of today is 0.71.
The historical rank and industry rank for Absecon Bancorp's PB Ratio or its related term are showing as below:
ASCN'
s PB Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.58 Max: 0.8
Current: 0.71
During the past 7 years, Absecon Bancorp's highest PB Ratio was 0.80. The lowest was 0.40. And the median was 0.58.
ASCN's PB Ratio is ranked better than 80.28% of 1516
companies
in the Banks industry
Industry Median: 1.12
vs ASCN: 0.71
During the past 12 months, Absecon Bancorp's average Book Value Per Share Growth Rate was 14.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.50% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Absecon Bancorp was 16.50% per year. The lowest was -10.50% per year. And the median was -3.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Absecon Bancorp PB Ratio Related Terms
Absecon Bancorp PB Ratio Historical Data
* Premium members only.
The historical data trend for Absecon Bancorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Absecon Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Absecon Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Absecon Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Absecon Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Absecon Bancorp's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Absecon Bancorp (ASCN) has a PB Ratio of 0.71 as of Jul. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Absecon Bancorp and its competitors. This is 22% above median its historical median of 0.58. Over the past decade, Absecon Bancorp's PB Ratio has ranged from 0.40 to 0.80. According to the industry distribution chart, Absecon Bancorp ranks #299 out of 1516 companies in the Banks industry, placing it in the top 19.7%.
Is Absecon Bancorp's PB Ratio too high?
Absecon Bancorp's current PB Ratio of 0.71 is 22% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.80. The Banks industry median PB Ratio is 1.12. Absecon Bancorp's value of 0.71 is 36.6% below this industry median. Based on the distribution chart, Absecon Bancorp ranks #299 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Absecon Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absecon Bancorp's PB Ratio compare to FNFI and GLBZ?
According to the Banks industry distribution chart, Absecon Bancorp ranks #299 out of 1516 companies for PB Ratio. This places Absecon Bancorp in the top 20% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Absecon Bancorp's value of 0.71 is 36.6% below this benchmark. Historically, Absecon Bancorp's own PB Ratio has ranged from 0.40 to 0.80 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.12, Absecon Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Absecon Bancorp's current PB Ratio of 0.71 is 36.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Absecon Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Absecon Bancorp's current PB Ratio is 0.71, which is 22% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absecon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Absecon Bancorp (ASCN) is currently considered Modestly Overvalued. The stock's GF Value™ is $105.88, compared to a current price of $120.00 — trading 13.3% above its estimated fair value. The current PB Ratio is 0.71, which is 22% above median its 10-year median of 0.58 and 36.6% below the Banks industry median of 1.12. Absecon Bancorp's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Absecon Bancorp (ASCN), the current PB Ratio is 0.71 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Absecon Bancorp (ASCN) Overvalued in 2026?
Based on GuruFocus' analysis, Absecon Bancorp stock appears to be overvalued.
The current stock price of $120.00 is trading 13.3% above its estimated GF Value™ of $105.88.
GuruFocus considers Absecon Bancorp to be Modestly Overvalued.
Key valuation signals for ASCN:
PB Ratio: 0.71 (22% above median its 10-year median of 0.58)
GF Value™: $105.88 vs. price of $120.00 (13.3% above fair value)
Industry Position: 36.6% below the Banks median (#299 of 1516)
No single metric tells the full story. See the ASCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Absecon Bancorp is engaged in providing financial products and services to individual and corporate customers in southern New Jersey. The principal business of the Bank consists of attracting deposits and applying the funds to the purchase of investments and the origination of loans. The Bank's income is derived principally from interest and dividends on investments and interest and fees earned in connection with its lending activities.
55GF Score
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