Banca GeneraliBGNMF +9.92%68 PB Ratio is 3.91 as of Jun. 26, 2026, which is 7% above its 10-year median of 3.65. GuruFocus rates BGNMF with a GF Score™ of 68/100 and a GF Value™ of $49.14. The stock has 7 warning signs investors should review. Among 1,516 Banks companies, Banca Generali ranks worse than 98.09% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Banca Generali's share price is $66.92. Banca Generali's Book Value per Share for the quarter that ended in Mar. 2026 was $17.11. Hence, Banca Generali's PB Ratio of today is 3.91.
Warning Sign:
Banca Generali stock PB Ratio (=4.39) is close to 5-year high of 4.72.
The historical rank and industry rank for Banca Generali's PB Ratio or its related term are showing as below:
BGNMF'
s PB Ratio Range Over the Past 10 Years
Min: 2.13 Med: 3.65 Max: 5.54
Current: 4.39
During the past 13 years, Banca Generali's highest PB Ratio was 5.54. The lowest was 2.13. And the median was 3.65.
BGNMF's PB Ratio is ranked worse than 98.09% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs BGNMF: 4.39
During the past 12 months, Banca Generali's average Book Value Per Share Growth Rate was 6.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banca Generali was 26.10% per year. The lowest was -7.30% per year. And the median was 10.90% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banca Generali PB Ratio Related Terms
Banca Generali PB Ratio Historical Data
* Premium members only.
The historical data trend for Banca Generali's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Generali's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Generali PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banca Generali's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banca Generali's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Banca Generali's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banca Generali (BGNMF) has a PB Ratio of 3.91 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banca Generali and its competitors. This is near median its historical median of 3.65. Over the past decade, Banca Generali's PB Ratio has ranged from 2.13 to 5.54. According to the industry distribution chart, Banca Generali ranks #1487 out of 1516 companies in the Banks industry, placing it in the top 98.1%.
Is Banca Generali's PB Ratio too high?
Banca Generali's current PB Ratio of 3.91 is near median its 10-year median of 3.65. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 5.54. The Banks industry median PB Ratio is 1.09. Banca Generali's value of 3.91 is 258.7% above this industry median. Based on the distribution chart, Banca Generali ranks #1487 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Generali has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Banca Generali's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Banca Generali ranks #1487 out of 1516 companies for PB Ratio. This places Banca Generali in the lower half of its industry. The industry median PB Ratio is 1.09. Banca Generali's value of 3.91 is 258.7% above this benchmark. Historically, Banca Generali's own PB Ratio has ranged from 2.13 to 5.54 over the past decade. While the company's 10-year median is 3.65 vs. the industry median of 1.09, Banca Generali has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Generali's current PB Ratio of 3.91 is 258.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banca Generali and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Generali's current PB Ratio is 3.91, which is near median its own 10-year median of 3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Generali stock overvalued right now?
Banca Generali (BGNMF) has a current PB Ratio of 3.91. The stock's GF Value™ is $49.14, compared to a current price of $66.92 — trading 36.2% above its estimated fair value. The current PB Ratio is 3.91, which is near median its 10-year median of 3.65 and 258.7% above the Banks industry median of 1.09. Banca Generali's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banca Generali (BGNMF), the current PB Ratio is 3.91 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Generali (BGNMF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Generali stock appears to be overvalued.
The current stock price of $66.92 is trading 36.2% above its estimated GF Value™ of $49.14.
Key valuation signals for BGNMF:
PB Ratio: 3.91 (near median its 10-year median of 3.65)
GF Value™: $49.14 vs. price of $66.92 (36.2% above fair value)
Industry Position: 258.7% above the Banks median (#1487 of 1516)
No single metric tells the full story. See the BGNMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Generali is a private bank that supports clients in the care and protection of assets with innovative and sustainability-oriented solutions. It is involved in financial planning and asset protection of clients. It offers services such as Home Banking; Online Trading; Mobile and Wearable Payments and C-less debit and credit cards; Investment services and wealth management services. The company has more than 45 branches and 170 offices in the main Italian cities.
68GF Score
Get the complete analysis for BGNMF
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BGNMF has been successfully added to your 
