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GDL Leasing & FinanceBOM:530855 72 PB Ratio is 4.88 as of Aug. 15, 2026, which is 542% above its 10-year median of 0.76. GuruFocus rates BOM:530855 with a GF Score™ of 72/100 and a GF Value™ of ₹56.80 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,512 Banks companies, GDL Leasing & Finance ranks worse than 98.15% on this metric.
The historical rank and industry rank for GDL Leasing & Finance's PB Ratio or its related term are showing as below:
BOM:530855'
s PB Ratio Range Over the Past 10 Years
Min: 0.69 Med: 0.76 Max: 10.08
Current: 4.87
During the past 13 years, GDL Leasing & Finance's highest PB Ratio was 10.08. The lowest was 0.69. And the median was 0.76.
BOM:530855's PB Ratio is ranked worse than 98.15% of 1512
companies
in the Banks industry
Industry Median: 1.12
vs BOM:530855: 4.87
During the past 12 months, GDL Leasing & Finance's average Book Value Per Share Growth Rate was 13.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of GDL Leasing & Finance was 8.40% per year. The lowest was 0.20% per year. And the median was 0.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530855 vs RKT, FNMA, PFSI: PB Ratio Comparison
For the Mortgage Finance subindustry, GDL Leasing & Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GDL Leasing & Finance PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, GDL Leasing & Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where GDL Leasing & Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
GDL Leasing & Finance (BOM:530855) has a PB Ratio of 4.88 as of Aug. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on GDL Leasing & Finance and its competitors. This is 542% above median its historical median of 0.76. Over the past decade, GDL Leasing & Finance's PB Ratio has ranged from 0.69 to 10.08. According to the industry distribution chart, GDL Leasing & Finance ranks #1484 out of 1512 companies in the Banks industry, placing it in the top 98.1%.
Is GDL Leasing & Finance's PB Ratio too high?
GDL Leasing & Finance's current PB Ratio of 4.88 is 542% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 10.08. The Banks industry median PB Ratio is 1.12. GDL Leasing & Finance's value of 4.88 is 335.7% above this industry median. Based on the distribution chart, GDL Leasing & Finance ranks #1484 out of 1512 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, GDL Leasing & Finance has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GDL Leasing & Finance's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, GDL Leasing & Finance ranks #1484 out of 1512 companies for PB Ratio. This places GDL Leasing & Finance in the lower half of its industry. The industry median PB Ratio is 1.12. GDL Leasing & Finance's value of 4.88 is 335.7% above this benchmark. Historically, GDL Leasing & Finance's own PB Ratio has ranged from 0.69 to 10.08 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 1.12, GDL Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,512 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GDL Leasing & Finance's current PB Ratio of 4.88 is 335.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on GDL Leasing & Finance and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GDL Leasing & Finance's current PB Ratio is 4.88, which is 542% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GDL Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, GDL Leasing & Finance (BOM:530855) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹56.80, compared to a current price of ₹66.00 — trading 16.2% above its estimated fair value. The current PB Ratio is 4.88, which is 542% above median its 10-year median of 0.76 and 335.7% above the Banks industry median of 1.12. GDL Leasing & Finance's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For GDL Leasing & Finance (BOM:530855), the current PB Ratio is 4.88 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GDL Leasing & Finance (BOM:530855) Overvalued in 2026?
Based on GuruFocus' analysis, GDL Leasing & Finance stock appears to be overvalued.
The current stock price of ₹66.00 is trading 16.2% above its estimated GF Value™ of ₹56.80.
GuruFocus considers GDL Leasing & Finance to be Modestly Overvalued.
Key valuation signals for BOM:530855:
PB Ratio: 4.88 (542% above median its 10-year median of 0.76)
GF Value™: ₹56.80 vs. price of ₹66.00 (16.2% above fair value)
Industry Position: 335.7% above the Banks median (#1484 of 1512)
No single metric tells the full story. See the BOM:530855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GDL Leasing & Finance Ltd is a non-banking finance company. It is engaged in financial activities such as Loans and Investments. The company also helps small and medium-sized enterprises (SMEs) to raise finances through a credit guarantee scheme. The main services and specialization include Loans, advances, & Investments.
72GF Score
Get the complete analysis for BOM:530855
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