AtlantaSanad (CAS:ATL) PB Ratio: 3.11 (As of Jun. 26, 2026) — Near Median


CAS:ATL AtlantaSanad CAS:ATL
58 GF Score
Price MAD128.20
GF Value MAD160.24
Valuation Modestly Undervalued
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What is AtlantaSanad PB Ratio?

AtlantaSanad CAS:ATL +1.50% 58 PB Ratio is 3.11 as of Jun. 26, 2026, which is 9% below its 10-year median of 3.42. GuruFocus rates CAS:ATL with a GF Score™ of 58/100 and a GF Value™ of MAD160.24 (Modestly Undervalued). Among 497 Insurance companies, AtlantaSanad ranks worse than 84.91% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), AtlantaSanad's share price is MAD128.20. AtlantaSanad's Book Value per Share for the quarter that ended in Dec. 2025 was MAD41.17. Hence, AtlantaSanad's PB Ratio of today is 3.11.

Good Sign:

AtlantaSanad stock PB Ratio (=3.12) is close to 5-year low of 3.12.

The historical rank and industry rank for AtlantaSanad's PB Ratio or its related term are showing as below:

CAS:ATL' s PB Ratio Range Over the Past 10 Years
Min: 1.92   Med: 3.42   Max: 4.19
Current: 3.12

During the past 13 years, AtlantaSanad's highest PB Ratio was 4.19. The lowest was 1.92. And the median was 3.42.

CAS:ATL's PB Ratio is ranked worse than
84.91% of 497 companies
in the Insurance industry
Industry Median: 1.38 vs CAS:ATL: 3.12

During the past 12 months, AtlantaSanad's average Book Value Per Share Growth Rate was 4.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of AtlantaSanad was 8.50% per year. The lowest was 4.00% per year. And the median was 5.60% per year.

Back to Basics: PB Ratio


AtlantaSanad  (CAS:ATL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


AtlantaSanad PB Ratio Related Terms


AtlantaSanad PB Ratio Historical Data

* Premium members only.

The historical data trend for AtlantaSanad's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AtlantaSanad PB Ratio Chart

AtlantaSanad Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.49 3.45 3.39 3.24 3.64

AtlantaSanad Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Dec19 Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.39 3.68 3.25 3.73 3.64

CAS:ATL vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, AtlantaSanad's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AtlantaSanad PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, AtlantaSanad's PB Ratio distribution charts can be found below:

* The bar in red indicates where AtlantaSanad's PB Ratio falls into.


CAS:ATL
58GF Score
AtlantaSanad CAS:ATL
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AtlantaSanad PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

AtlantaSanad's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=128.20/41.171
=3.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 3.11 mean?
AtlantaSanad (CAS:ATL) has a PB Ratio of 3.11 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on AtlantaSanad and its competitors. This is near median its historical median of 3.42. Over the past decade, AtlantaSanad's PB Ratio has ranged from 1.92 to 4.19. According to the industry distribution chart, AtlantaSanad ranks #422 out of 497 companies in the Insurance industry, placing it in the top 84.9%.
Is AtlantaSanad's PB Ratio too high?
AtlantaSanad's current PB Ratio of 3.11 is near median its 10-year median of 3.42. Over the past 10 years, this metric has ranged from a low of 1.92 to a high of 4.19. The Insurance industry median PB Ratio is 1.38. AtlantaSanad's value of 3.11 is 125.4% above this industry median. Based on the distribution chart, AtlantaSanad ranks #422 out of 497 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AtlantaSanad has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AtlantaSanad's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AtlantaSanad ranks #422 out of 497 companies for PB Ratio. This places AtlantaSanad in the lower half of its industry. The industry median PB Ratio is 1.38. AtlantaSanad's value of 3.11 is 125.4% above this benchmark. Historically, AtlantaSanad's own PB Ratio has ranged from 1.92 to 4.19 over the past decade. While the company's 10-year median is 3.42 vs. the industry median of 1.38, AtlantaSanad has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AtlantaSanad's current PB Ratio of 3.11 is 125.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on AtlantaSanad and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AtlantaSanad's current PB Ratio is 3.11, which is near median its own 10-year median of 3.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlantaSanad stock overvalued right now?
Based on GuruFocus' analysis, AtlantaSanad (CAS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD160.24, compared to a current price of MAD128.20 — trading 20% below its estimated fair value. The current PB Ratio is 3.11, which is near median its 10-year median of 3.42 and 125.4% above the Insurance industry median of 1.38. AtlantaSanad's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For AtlantaSanad (CAS:ATL), the current PB Ratio is 3.11 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AtlantaSanad (CAS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, AtlantaSanad stock appears to be undervalued. The current stock price of MAD128.20 is trading 20% below its estimated GF Value™ of MAD160.24. GuruFocus considers AtlantaSanad to be Modestly Undervalued.

Key valuation signals for CAS:ATL:

  • PB Ratio: 3.11 (near median its 10-year median of 3.42)
  • GF Value™: MAD160.24 vs. price of MAD128.20 (20% below fair value)
  • GF Score™: 58/100
  • Industry Position: 125.4% above the Insurance median (#422 of 497)

No single metric tells the full story. See the CAS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AtlantaSanad Business Description

Address 181. Boulevard d’Anfa, Casablanca, MAR
AtlantaSanad is engaged in provision of insurance services. It provides automotive insurance, dwelling insurance, health and provident insurance, among others.
58GF Score

Get the complete analysis for CAS:ATL

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD128.20
Price
MAD160.24
GF Value