IFIC BankDHA:IFIC -1.96%39 PB Ratio is 10.37 as of Jun. 26, 2026, which is 1495% above its 10-year median of 0.65. GuruFocus rates DHA:IFIC with a GF Score™ of 39/100 and a GF Value™ of BDT3.05 (Significantly Overvalued). Among 1,516 Banks companies, IFIC Bank ranks worse than 99.6% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), IFIC Bank's share price is BDT5.00. IFIC Bank's Book Value per Share for the quarter that ended in Mar. 2026 was BDT0.48. Hence, IFIC Bank's PB Ratio of today is 10.37.
The historical rank and industry rank for IFIC Bank's PB Ratio or its related term are showing as below:
DHA:IFIC'
s PB Ratio Range Over the Past 10 Years
Min: 0.36 Med: 0.65 Max: 11.62
Current: 10.37
During the past 11 years, IFIC Bank's highest PB Ratio was 11.62. The lowest was 0.36. And the median was 0.65.
DHA:IFIC's PB Ratio is ranked worse than 99.6% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs DHA:IFIC: 10.37
During the past 12 months, IFIC Bank's average Book Value Per Share Growth Rate was -96.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -34.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -12.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.20% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of IFIC Bank was 14.20% per year. The lowest was -34.30% per year. And the median was 8.35% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
IFIC Bank PB Ratio Related Terms
IFIC Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for IFIC Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, IFIC Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFIC Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, IFIC Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where IFIC Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
IFIC Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
IFIC Bank (DHA:IFIC) has a PB Ratio of 10.37 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on IFIC Bank and its competitors. This is 1495% above median its historical median of 0.65. Over the past decade, IFIC Bank's PB Ratio has ranged from 0.36 to 11.62. According to the industry distribution chart, IFIC Bank ranks #1510 out of 1516 companies in the Banks industry, placing it in the top 99.6%.
Is IFIC Bank's PB Ratio too high?
IFIC Bank's current PB Ratio of 10.37 is 1495% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 11.62. The Banks industry median PB Ratio is 1.09. IFIC Bank's value of 10.37 is 851.4% above this industry median. Based on the distribution chart, IFIC Bank ranks #1510 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IFIC Bank has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFIC Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, IFIC Bank ranks #1510 out of 1516 companies for PB Ratio. This places IFIC Bank in the lower half of its industry. The industry median PB Ratio is 1.09. IFIC Bank's value of 10.37 is 851.4% above this benchmark. Historically, IFIC Bank's own PB Ratio has ranged from 0.36 to 11.62 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 1.09, IFIC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFIC Bank's current PB Ratio of 10.37 is 851.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on IFIC Bank and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFIC Bank's current PB Ratio is 10.37, which is 1495% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFIC Bank stock overvalued right now?
Based on GuruFocus' analysis, IFIC Bank (DHA:IFIC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT3.05, compared to a current price of BDT5.00 — trading 63.9% above its estimated fair value. The current PB Ratio is 10.37, which is 1495% above median its 10-year median of 0.65 and 851.4% above the Banks industry median of 1.09. IFIC Bank's overall GF Score™ is 39/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For IFIC Bank (DHA:IFIC), the current PB Ratio is 10.37 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFIC Bank (DHA:IFIC) Overvalued in 2026?
Based on GuruFocus' analysis, IFIC Bank stock appears to be overvalued.
The current stock price of BDT5.00 is trading 63.9% above its estimated GF Value™ of BDT3.05.
GuruFocus considers IFIC Bank to be Significantly Overvalued.
Key valuation signals for DHA:IFIC:
PB Ratio: 10.37 (1495% above median its 10-year median of 0.65)
GF Value™: BDT3.05 vs. price of BDT5.00 (63.9% above fair value)
Industry Position: 851.4% above the Banks median (#1510 of 1516)
No single metric tells the full story. See the DHA:IFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFIC Bank PLC is a commercial banking company in Bangladesh. The company provides corporate banking, retail banking internet banking, and SME banking. The company is also engaged in Treasury and capital market offering Cash Management, Liquidity Planning, Liquidity Protection, Trading of Foreign Exchange and Money Market Instruments, and Risk Management. Its segments are Corporate; SME; Short term Agri credit; Consumer and Others. It derives interest income from the Conventional banking unit and Off-Shore banking unit.
39GF Score
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