Dukhan Bank QPSC (DSMD:DUBK) PB Ratio: 1.12 (As of Jul. 15, 2026) — 13% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:DUBK Dukhan Bank QPSC DSMD:DUBK
71 GF Score
Price ر.ق3.34
GF Value ر.ق4.04
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Dukhan Bank QPSC PB Ratio?

Dukhan Bank QPSC DSMD:DUBK 71 PB Ratio is 1.12 as of Jul. 15, 2026, which is 13% below its 10-year median of 1.29. GuruFocus rates DSMD:DUBK with a GF Score™ of 71/100 and a GF Value™ of ر.ق4.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,517 Banks companies, Dukhan Bank QPSC ranks worse than 50.69% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Dukhan Bank QPSC's share price is ر.ق3.343. Dukhan Bank QPSC's Book Value per Share for the quarter that ended in Jun. 2026 was ر.ق2.98. Hence, Dukhan Bank QPSC's PB Ratio of today is 1.12.

Good Sign:

Dukhan Bank QPSC stock PB Ratio (=1.12) is close to 5-year low of 1.04.

The historical rank and industry rank for Dukhan Bank QPSC's PB Ratio or its related term are showing as below:

DSMD:DUBK' s PB Ratio Range Over the Past 10 Years
Min: 1.04   Med: 1.29   Max: 1.55
Current: 1.12

During the past 7 years, Dukhan Bank QPSC's highest PB Ratio was 1.55. The lowest was 1.04. And the median was 1.29.

DSMD:DUBK's PB Ratio is ranked worse than
50.69% of 1517 companies
in the Banks industry
Industry Median: 1.11 vs DSMD:DUBK: 1.12

During the past 12 months, Dukhan Bank QPSC's average Book Value Per Share Growth Rate was 2.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.80% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Dukhan Bank QPSC was 8.50% per year. The lowest was 1.90% per year. And the median was 4.95% per year.

Back to Basics: PB Ratio


Dukhan Bank QPSC  (DSMD:DUBK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Dukhan Bank QPSC PB Ratio Related Terms


Dukhan Bank QPSC PB Ratio Historical Data

* Premium members only.

The historical data trend for Dukhan Bank QPSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dukhan Bank QPSC PB Ratio Chart

Dukhan Bank QPSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 0.00 0.00 1.41 1.31 1.19

Dukhan Bank QPSC Quarterly Data
Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 1.23 1.19 1.16 1.12

DSMD:DUBK vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Dukhan Bank QPSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dukhan Bank QPSC PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dukhan Bank QPSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Dukhan Bank QPSC's PB Ratio falls into.


DSMD:DUBK
71GF Score
Dukhan Bank QPSC DSMD:DUBK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dukhan Bank QPSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Dukhan Bank QPSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=3.343/2.977
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.12 mean?
Dukhan Bank QPSC (DSMD:DUBK) has a PB Ratio of 1.12 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Dukhan Bank QPSC and its competitors. This is 13% below median its historical median of 1.29. Over the past decade, Dukhan Bank QPSC's PB Ratio has ranged from 1.04 to 1.55. According to the industry distribution chart, Dukhan Bank QPSC ranks #769 out of 1517 companies in the Banks industry, placing it in the top 50.7%.
Is Dukhan Bank QPSC's PB Ratio too high?
Dukhan Bank QPSC's current PB Ratio of 1.12 is 13% below median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 1.55. The Banks industry median PB Ratio is 1.11. Dukhan Bank QPSC's value of 1.12 is 0.9% above this industry median. Based on the distribution chart, Dukhan Bank QPSC ranks #769 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Dukhan Bank QPSC has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dukhan Bank QPSC's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Dukhan Bank QPSC ranks #769 out of 1517 companies for PB Ratio. This places Dukhan Bank QPSC in the lower half of its industry. The industry median PB Ratio is 1.11. Dukhan Bank QPSC's value of 1.12 is 0.9% above this benchmark. Historically, Dukhan Bank QPSC's own PB Ratio has ranged from 1.04 to 1.55 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 1.11, Dukhan Bank QPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dukhan Bank QPSC's current PB Ratio of 1.12 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Dukhan Bank QPSC and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dukhan Bank QPSC's current PB Ratio is 1.12, which is 13% below median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dukhan Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Dukhan Bank QPSC (DSMD:DUBK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق4.04, compared to a current price of ر.ق3.34 — trading 17.3% below its estimated fair value. The current PB Ratio is 1.12, which is 13% below median its 10-year median of 1.29 and 0.9% above the Banks industry median of 1.11. Dukhan Bank QPSC's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Dukhan Bank QPSC (DSMD:DUBK), the current PB Ratio is 1.12 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dukhan Bank QPSC (DSMD:DUBK) Overvalued in 2026?

Based on GuruFocus' analysis, Dukhan Bank QPSC stock appears to be undervalued. The current stock price of ر.ق3.34 is trading 17.3% below its estimated GF Value™ of ر.ق4.04. GuruFocus considers Dukhan Bank QPSC to be Modestly Undervalued.

Key valuation signals for DSMD:DUBK:

  • PB Ratio: 1.12 (13% below median its 10-year median of 1.29)
  • GF Value™: ر.ق4.04 vs. price of ر.ق3.34 (17.3% below fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 0.9% above the Banks median (#769 of 1517)

No single metric tells the full story. See the DSMD:DUBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dukhan Bank QPSC Business Description

Address Grand Hamad Street, Doha, QAT
Dukhan Bank QPSC is a Sharia-compliant bank engaged in financing, investing, and advisory activities. The Company operates through Wholesale Banking, Retail and Private Banking, Treasury and Investments Division, and Subsidiaries, with Wholesale Banking generating the majority of revenue from financing, deposits, and related transactions. Retail and Private Banking includes financing, deposits, and part asset management activities, while the Treasury and Investments Division manages funding, risk management, investments in liquid assets, and trading and corporate finance activities. The Company operates mainly in Qatar, and also in other GCC countries, Europe, North America, and others, with maximum revenue generated from Qatar.
71GF Score

Get the complete analysis for DSMD:DUBK

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق3.34
Price
ر.ق4.04
GF Value