Dukhan Bank QPSC (DSMD:DUBK) 3-Year RORE % : 5.64% (As of Jun. 2026)

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DSMD:DUBK Dukhan Bank QPSC DSMD:DUBK
68 GF Score
Price ر.ق3.21
GF Value ر.ق3.99
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Dukhan Bank QPSC 3-Year RORE %?

Dukhan Bank QPSC DSMD:DUBK +0.09% 68 3-Year RORE % is 5.64 as of Jun. 2026. GuruFocus rates DSMD:DUBK with a GF Score™ of 68/100 and a GF Value™ of ر.ق3.99 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,462 Banks companies, Dukhan Bank QPSC ranks worse than 63.89% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Dukhan Bank QPSC's 3-Year RORE % for the quarter that ended in Jun. 2026 was 5.64%.

The industry rank for Dukhan Bank QPSC's 3-Year RORE % or its related term are showing as below:

DSMD:DUBK's 3-Year RORE % is ranked worse than
63.89% of 1462 companies
in the Banks industry
Industry Median: 11.395 vs DSMD:DUBK: 5.64

Dukhan Bank QPSC  (DSMD:DUBK) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Dukhan Bank QPSC 3-Year RORE % Related Terms


Dukhan Bank QPSC 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Dukhan Bank QPSC's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dukhan Bank QPSC 3-Year RORE % Chart

Dukhan Bank QPSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial 15.87 21.11 48.08 5.54 11.86

Dukhan Bank QPSC Quarterly Data
Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.37 13.41 11.86 9.66 5.64

DSMD:DUBK vs USB, PNC: 3-Year RORE % Comparison

For the Banks - Regional subindustry, Dukhan Bank QPSC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dukhan Bank QPSC 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Dukhan Bank QPSC's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Dukhan Bank QPSC's 3-Year RORE % falls into.


DSMD:DUBK
68GF Score
Dukhan Bank QPSC DSMD:DUBK
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dukhan Bank QPSC 3-Year RORE % Calculation

Dukhan Bank QPSC's 3-Year RORE % for the quarter that ended in Jun. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.256-0.241 )/( 0.746-0.48 )
=0.015/0.266
=5.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 5.64 mean?
Dukhan Bank QPSC (DSMD:DUBK) has a 3-Year RORE % of 5.64 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Dukhan Bank QPSC and its competitors. According to the industry distribution chart, Dukhan Bank QPSC ranks #934 out of 1462 companies in the Banks industry, placing it in the top 63.9%.
Is Dukhan Bank QPSC's 3-Year RORE % too high?
Dukhan Bank QPSC's current 3-Year RORE % is 5.64. The Banks industry median 3-Year RORE % is 11.40. Dukhan Bank QPSC's value of 5.64 is 50.5% below this industry median. Based on the distribution chart, Dukhan Bank QPSC ranks #934 out of 1462 companies in the Banks industry, which is below the industry midpoint. Overall, Dukhan Bank QPSC has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dukhan Bank QPSC's 3-Year RORE % compare to USB and PNC?
According to the Banks industry distribution chart, Dukhan Bank QPSC ranks #934 out of 1462 companies for 3-Year RORE %. This places Dukhan Bank QPSC in the lower half of its industry. The industry median 3-Year RORE % is 11.40. Dukhan Bank QPSC's value of 5.64 is 50.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 11.40, based on 1,462 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dukhan Bank QPSC's current 3-Year RORE % of 5.64 is 50.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Dukhan Bank QPSC and its competitors. For the Banks industry, the median 3-Year RORE % is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dukhan Bank QPSC's current 3-Year RORE % is 5.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dukhan Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Dukhan Bank QPSC (DSMD:DUBK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق3.99, compared to a current price of ر.ق3.21 — trading 19.5% below its estimated fair value. The current 3-Year RORE % is 5.64 and 50.5% below the Banks industry median of 11.40. Dukhan Bank QPSC's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Dukhan Bank QPSC (DSMD:DUBK), the current 3-Year RORE % is 5.64 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dukhan Bank QPSC (DSMD:DUBK) Overvalued in 2026?

Based on GuruFocus' analysis, Dukhan Bank QPSC stock appears to be undervalued. The current stock price of ر.ق3.21 is trading 19.5% below its estimated GF Value™ of ر.ق3.99. GuruFocus considers Dukhan Bank QPSC to be Modestly Undervalued.

Key valuation signals for DSMD:DUBK:

  • 3-Year RORE %: 5.64
  • GF Value™: ر.ق3.99 vs. price of ر.ق3.21 (19.5% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 50.5% below the Banks median (#934 of 1462)

No single metric tells the full story. See the DSMD:DUBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dukhan Bank QPSC Business Description

Address Grand Hamad Street, Doha, QAT
Dukhan Bank QPSC is a Sharia-compliant bank engaged in financing, investing, and advisory activities. The Company operates through Wholesale Banking, Retail and Private Banking, Treasury and Investments Division, and Subsidiaries, with Wholesale Banking generating the majority of revenue from financing, deposits, and related transactions. Retail and Private Banking includes financing, deposits, and part asset management activities, while the Treasury and Investments Division manages funding, risk management, investments in liquid assets, and trading and corporate finance activities. The Company operates mainly in Qatar, and also in other GCC countries, Europe, North America, and others, with maximum revenue generated from Qatar.
68GF Score

Get the complete analysis for DSMD:DUBK

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق3.21
Price
ر.ق3.99
GF Value