Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Dukhan Bank QPSCDSMD:DUBK 71 Return-on-Tangible-Equity is 10.26% as of Jun. 2026, which is 8% above its 10-year median of 9.54. GuruFocus rates DSMD:DUBK with a GF Score™ of 71/100 and a GF Value™ of ر.ق4.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Dukhan Bank QPSC ranks worse than 59.76% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Dukhan Bank QPSC's annualized net income for the quarter that ended in Jun. 2026 was ر.ق1,533 Mil. Dukhan Bank QPSC's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ر.ق14,935 Mil. Therefore, Dukhan Bank QPSC's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 10.26%.
The historical rank and industry rank for Dukhan Bank QPSC's Return-on-Tangible-Equity or its related term are showing as below:
DSMD:DUBK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 5.57 Med: 9.54 Max: 10.19
Current: 9.61
During the past 7 years, Dukhan Bank QPSC's highest Return-on-Tangible-Equity was 10.19%. The lowest was 5.57%. And the median was 9.54%.
DSMD:DUBK's Return-on-Tangible-Equity is ranked worse than 59.76% of 1526
companies
in the Banks industry
Industry Median: 11.205
vs DSMD:DUBK: 9.61
Dukhan Bank QPSC (DSMD:DUBK) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Dukhan Bank QPSC Return-on-Tangible-Equity Related Terms
Dukhan Bank QPSC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Dukhan Bank QPSC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DSMD:DUBK vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Dukhan Bank QPSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dukhan Bank QPSC Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Dukhan Bank QPSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Dukhan Bank QPSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.26% mean?
Dukhan Bank QPSC (DSMD:DUBK) has a Return-on-Tangible-Equity of 10.26% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Dukhan Bank QPSC and its competitors. This is near median its historical median of 9.54. Over the past decade, Dukhan Bank QPSC's Return-on-Tangible-Equity has ranged from 5.57 to 10.19. According to the industry distribution chart, Dukhan Bank QPSC ranks #912 out of 1526 companies in the Banks industry, placing it in the top 59.8%.
Is Dukhan Bank QPSC's Return-on-Tangible-Equity too high?
Dukhan Bank QPSC's current Return-on-Tangible-Equity of 10.26% is near median its 10-year median of 9.54. Over the past 10 years, this metric has ranged from a low of 5.57 to a high of 10.19. The Banks industry median Return-on-Tangible-Equity is 11.21. Dukhan Bank QPSC's value of 10.26% is 8.4% below this industry median. Based on the distribution chart, Dukhan Bank QPSC ranks #912 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Dukhan Bank QPSC has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dukhan Bank QPSC's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Dukhan Bank QPSC ranks #912 out of 1526 companies for Return-on-Tangible-Equity. This places Dukhan Bank QPSC in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. Dukhan Bank QPSC's value of 10.26% is 8.4% below this benchmark. Historically, Dukhan Bank QPSC's own Return-on-Tangible-Equity has ranged from 5.57 to 10.19 over the past decade. While the company's 10-year median is 9.54 vs. the industry median of 11.21, Dukhan Bank QPSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dukhan Bank QPSC's current Return-on-Tangible-Equity of 10.26% is 8.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Dukhan Bank QPSC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dukhan Bank QPSC's current Return-on-Tangible-Equity is 10.26%, which is near median its own 10-year median of 9.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dukhan Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Dukhan Bank QPSC (DSMD:DUBK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق4.04, compared to a current price of ر.ق3.34 — trading 17.3% below its estimated fair value. The current Return-on-Tangible-Equity is 10.26%, which is near median its 10-year median of 9.54 and 8.4% below the Banks industry median of 11.21. Dukhan Bank QPSC's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Dukhan Bank QPSC (DSMD:DUBK), the current Return-on-Tangible-Equity is 10.26% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dukhan Bank QPSC (DSMD:DUBK) Overvalued in 2026?
Based on GuruFocus' analysis, Dukhan Bank QPSC stock appears to be undervalued.
The current stock price of ر.ق3.34 is trading 17.3% below its estimated GF Value™ of ر.ق4.04.
GuruFocus considers Dukhan Bank QPSC to be Modestly Undervalued.
Key valuation signals for DSMD:DUBK:
Return-on-Tangible-Equity: 10.26% (near median its 10-year median of 9.54)
GF Value™: ر.ق4.04 vs. price of ر.ق3.34 (17.3% below fair value)
Industry Position: 8.4% below the Banks median (#912 of 1526)
No single metric tells the full story. See the DSMD:DUBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dukhan Bank QPSC is a Sharia-compliant bank engaged in financing, investing, and advisory activities. The Company operates through Wholesale Banking, Retail and Private Banking, Treasury and Investments Division, and Subsidiaries, with Wholesale Banking generating the majority of revenue from financing, deposits, and related transactions. Retail and Private Banking includes financing, deposits, and part asset management activities, while the Treasury and Investments Division manages funding, risk management, investments in liquid assets, and trading and corporate finance activities. The Company operates mainly in Qatar, and also in other GCC countries, Europe, North America, and others, with maximum revenue generated from Qatar.
71GF Score
Get the complete analysis for DSMD:DUBK
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DSMD:DUBK has been successfully added to your 
