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Dukhan Bank QPSCDSMD:DUBK 71 ROE % is 9.84% as of Jun. 2026, which is 10% above its 10-year median of 8.97. GuruFocus rates DSMD:DUBK with a GF Score™ of 71/100 and a GF Value™ of ر.ق4.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, Dukhan Bank QPSC ranks worse than 57.7% on this metric.
The historical rank and industry rank for Dukhan Bank QPSC's ROE % or its related term are showing as below:
DSMD:DUBK'
s ROE % Range Over the Past 10 Years
Min: 4.93 Med: 8.97 Max: 9.37
Current: 9.19
During the past 7 years, Dukhan Bank QPSC's highest ROE % was 9.37%. The lowest was 4.93%. And the median was 8.97%.
DSMD:DUBK's ROE % is ranked worse than 57.7% of 1525
companies
in the Banks industry
Industry Median: 10.22
vs DSMD:DUBK: 9.19
Dukhan Bank QPSC (DSMD:DUBK) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Dukhan Bank QPSC ROE % Related Terms
Dukhan Bank QPSC ROE % Historical Data
* Premium members only.
The historical data trend for Dukhan Bank QPSC's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Dukhan Bank QPSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dukhan Bank QPSC ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Dukhan Bank QPSC's ROE % distribution charts can be found below:
* The bar in red indicates where Dukhan Bank QPSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Dukhan Bank QPSC (DSMD:DUBK) has a ROE % of 9.84% as of Jun. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Dukhan Bank QPSC and its competitors. This is 10% above median its historical median of 8.97. Over the past decade, Dukhan Bank QPSC's ROE % has ranged from 4.93 to 9.37. According to the industry distribution chart, Dukhan Bank QPSC ranks #880 out of 1525 companies in the Banks industry, placing it in the top 57.7%.
Is Dukhan Bank QPSC's ROE % too high?
Dukhan Bank QPSC's current ROE % of 9.84% is 10% above median its 10-year median of 8.97. Over the past 10 years, this metric has ranged from a low of 4.93 to a high of 9.37. The Banks industry median ROE % is 10.22. Dukhan Bank QPSC's value of 9.84% is 3.7% below this industry median. Based on the distribution chart, Dukhan Bank QPSC ranks #880 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Dukhan Bank QPSC has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dukhan Bank QPSC's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Dukhan Bank QPSC ranks #880 out of 1525 companies for ROE %. This places Dukhan Bank QPSC in the lower half of its industry. The industry median ROE % is 10.22. Dukhan Bank QPSC's value of 9.84% is 3.7% below this benchmark. Historically, Dukhan Bank QPSC's own ROE % has ranged from 4.93 to 9.37 over the past decade. While the company's 10-year median is 8.97 vs. the industry median of 10.22, Dukhan Bank QPSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dukhan Bank QPSC's current ROE % of 9.84% is 3.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Dukhan Bank QPSC and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dukhan Bank QPSC's current ROE % is 9.84%, which is 10% above median its own 10-year median of 8.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dukhan Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Dukhan Bank QPSC (DSMD:DUBK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق4.04, compared to a current price of ر.ق3.34 — trading 17.3% below its estimated fair value. The current ROE % is 9.84%, which is 10% above median its 10-year median of 8.97 and 3.7% below the Banks industry median of 10.22. Dukhan Bank QPSC's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Dukhan Bank QPSC (DSMD:DUBK), the current ROE % is 9.84% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dukhan Bank QPSC (DSMD:DUBK) Overvalued in 2026?
Based on GuruFocus' analysis, Dukhan Bank QPSC stock appears to be undervalued.
The current stock price of ر.ق3.34 is trading 17.3% below its estimated GF Value™ of ر.ق4.04.
GuruFocus considers Dukhan Bank QPSC to be Modestly Undervalued.
Key valuation signals for DSMD:DUBK:
ROE %: 9.84% (10% above median its 10-year median of 8.97)
GF Value™: ر.ق4.04 vs. price of ر.ق3.34 (17.3% below fair value)
Industry Position: 3.7% below the Banks median (#880 of 1525)
No single metric tells the full story. See the DSMD:DUBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dukhan Bank QPSC is a Sharia-compliant bank engaged in financing, investing, and advisory activities. The Company operates through Wholesale Banking, Retail and Private Banking, Treasury and Investments Division, and Subsidiaries, with Wholesale Banking generating the majority of revenue from financing, deposits, and related transactions. Retail and Private Banking includes financing, deposits, and part asset management activities, while the Treasury and Investments Division manages funding, risk management, investments in liquid assets, and trading and corporate finance activities. The Company operates mainly in Qatar, and also in other GCC countries, Europe, North America, and others, with maximum revenue generated from Qatar.
71GF Score
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