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Dukhan Bank QPSCDSMD:DUBK 71 ROA % is 1.20% as of Jun. 2026, which is 3% above its 10-year median of 1.16. GuruFocus rates DSMD:DUBK with a GF Score™ of 71/100 and a GF Value™ of ر.ق4.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,529 Banks companies, Dukhan Bank QPSC ranks better than 60.95% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Dukhan Bank QPSC's annualizedNet Income for the quarter that ended in Jun. 2026 was ر.ق1,533 Mil.
Dukhan Bank QPSC's average Total Assets over the quarter that ended in Jun. 2026 was ر.ق127,836 Mil. Therefore, Dukhan Bank QPSC's annualized ROA % for the quarter that ended in Jun. 2026 was 1.20%.
The historical rank and industry rank for Dukhan Bank QPSC's ROA % or its related term are showing as below:
DSMD:DUBK'
s ROA % Range Over the Past 10 Years
Min: 0.69 Med: 1.16 Max: 1.21
Current: 1.15
During the past 7 years, Dukhan Bank QPSC's highest ROA % was 1.21%. The lowest was 0.69%. And the median was 1.16%.
DSMD:DUBK's ROA % is ranked better than 60.95% of 1529
companies
in the Banks industry
Industry Median: 0.98
vs DSMD:DUBK: 1.15
Dukhan Bank QPSC (DSMD:DUBK) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Dukhan Bank QPSC ROA % Related Terms
Dukhan Bank QPSC ROA % Historical Data
* Premium members only.
The historical data trend for Dukhan Bank QPSC's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Dukhan Bank QPSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dukhan Bank QPSC ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Dukhan Bank QPSC's ROA % distribution charts can be found below:
* The bar in red indicates where Dukhan Bank QPSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Dukhan Bank QPSC (DSMD:DUBK) has a ROA % of 1.20% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Dukhan Bank QPSC and its competitors. This is near median its historical median of 1.16. Over the past decade, Dukhan Bank QPSC's ROA % has ranged from 0.69 to 1.21. According to the industry distribution chart, Dukhan Bank QPSC ranks #597 out of 1529 companies in the Banks industry, placing it in the top 39%.
Is Dukhan Bank QPSC's ROA % too high?
Dukhan Bank QPSC's current ROA % of 1.20% is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 1.21. The Banks industry median ROA % is 0.98. Dukhan Bank QPSC's value of 1.20% is 22.4% above this industry median. Based on the distribution chart, Dukhan Bank QPSC ranks #597 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, Dukhan Bank QPSC has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dukhan Bank QPSC's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Dukhan Bank QPSC ranks #597 out of 1529 companies for ROA %. This puts Dukhan Bank QPSC in the upper half of its industry. The industry median ROA % is 0.98. Dukhan Bank QPSC's value of 1.20% is 22.4% above this benchmark. Historically, Dukhan Bank QPSC's own ROA % has ranged from 0.69 to 1.21 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 0.98, Dukhan Bank QPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dukhan Bank QPSC's current ROA % of 1.20% is 22.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Dukhan Bank QPSC and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dukhan Bank QPSC's current ROA % is 1.20%, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dukhan Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Dukhan Bank QPSC (DSMD:DUBK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق4.04, compared to a current price of ر.ق3.34 — trading 17.3% below its estimated fair value. The current ROA % is 1.20%, which is near median its 10-year median of 1.16 and 22.4% above the Banks industry median of 0.98. Dukhan Bank QPSC's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Dukhan Bank QPSC (DSMD:DUBK), the current ROA % is 1.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dukhan Bank QPSC (DSMD:DUBK) Overvalued in 2026?
Based on GuruFocus' analysis, Dukhan Bank QPSC stock appears to be undervalued.
The current stock price of ر.ق3.34 is trading 17.3% below its estimated GF Value™ of ر.ق4.04.
GuruFocus considers Dukhan Bank QPSC to be Modestly Undervalued.
Key valuation signals for DSMD:DUBK:
ROA %: 1.20% (near median its 10-year median of 1.16)
GF Value™: ر.ق4.04 vs. price of ر.ق3.34 (17.3% below fair value)
Industry Position: 22.4% above the Banks median (#597 of 1529)
No single metric tells the full story. See the DSMD:DUBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dukhan Bank QPSC is a Sharia-compliant bank engaged in financing, investing, and advisory activities. The Company operates through Wholesale Banking, Retail and Private Banking, Treasury and Investments Division, and Subsidiaries, with Wholesale Banking generating the majority of revenue from financing, deposits, and related transactions. Retail and Private Banking includes financing, deposits, and part asset management activities, while the Treasury and Investments Division manages funding, risk management, investments in liquid assets, and trading and corporate finance activities. The Company operates mainly in Qatar, and also in other GCC countries, Europe, North America, and others, with maximum revenue generated from Qatar.
71GF Score
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