Qatar Islamic Insurance Group (DSMD:QISI) PB Ratio: 1.76 (As of Aug. 08, 2026) — 10% Below Median

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DSMD:QISI Qatar Islamic Insurance Group DSMD:QISI
81 GF Score
Price ر.ق7.92
GF Value ر.ق7.43
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Qatar Islamic Insurance Group PB Ratio?

Qatar Islamic Insurance Group DSMD:QISI -0.58% 81 PB Ratio is 1.76 as of Aug. 08, 2026, which is 10% below its 10-year median of 1.95. GuruFocus rates DSMD:QISI with a GF Score™ of 81/100 and a GF Value™ of ر.ق7.43 (Fairly Valued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, Qatar Islamic Insurance Group ranks worse than 60.56% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-08), Qatar Islamic Insurance Group's share price is ر.ق7.922. Qatar Islamic Insurance Group's Book Value per Share for the quarter that ended in Jun. 2026 was ر.ق4.51. Hence, Qatar Islamic Insurance Group's PB Ratio of today is 1.76.

Good Sign:

Qatar Islamic Insurance Group stock PB Ratio (=1.75) is close to 10-year low of 1.68.

The historical rank and industry rank for Qatar Islamic Insurance Group's PB Ratio or its related term are showing as below:

DSMD:QISI' s PB Ratio Range Over the Past 10 Years
Min: 1.68   Med: 1.95   Max: 3.09
Current: 1.74

During the past 13 years, Qatar Islamic Insurance Group's highest PB Ratio was 3.09. The lowest was 1.68. And the median was 1.95.

DSMD:QISI's PB Ratio is ranked worse than
60.56% of 497 companies
in the Insurance industry
Industry Median: 1.39 vs DSMD:QISI: 1.74

During the past 12 months, Qatar Islamic Insurance Group's average Book Value Per Share Growth Rate was 8.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 1.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Qatar Islamic Insurance Group was 14.40% per year. The lowest was -2.00% per year. And the median was 8.45% per year.

Back to Basics: PB Ratio


Qatar Islamic Insurance Group  (DSMD:QISI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Qatar Islamic Insurance Group PB Ratio Related Terms


Qatar Islamic Insurance Group PB Ratio Historical Data

* Premium members only.

The historical data trend for Qatar Islamic Insurance Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Islamic Insurance Group PB Ratio Chart

Qatar Islamic Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.86 1.91 2.09 2.14 1.89

Qatar Islamic Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.07 1.86 1.89 1.86 1.93

DSMD:QISI vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, Qatar Islamic Insurance Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar Islamic Insurance Group PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar Islamic Insurance Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Insurance Group's PB Ratio falls into.


DSMD:QISI
81GF Score
Qatar Islamic Insurance Group DSMD:QISI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Islamic Insurance Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Qatar Islamic Insurance Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=7.922/4.511
=1.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.76 mean?
Qatar Islamic Insurance Group (DSMD:QISI) has a PB Ratio of 1.76 as of Aug. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Qatar Islamic Insurance Group and its competitors. This is 10% below median its historical median of 1.95. Over the past decade, Qatar Islamic Insurance Group's PB Ratio has ranged from 1.68 to 3.09. According to the industry distribution chart, Qatar Islamic Insurance Group ranks #301 out of 497 companies in the Insurance industry, placing it in the top 60.6%.
Is Qatar Islamic Insurance Group's PB Ratio too high?
Qatar Islamic Insurance Group's current PB Ratio of 1.76 is 10% below median its 10-year median of 1.95. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 3.09. The Insurance industry median PB Ratio is 1.39. Qatar Islamic Insurance Group's value of 1.76 is 26.6% above this industry median. Based on the distribution chart, Qatar Islamic Insurance Group ranks #301 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, Qatar Islamic Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Insurance Group's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar Islamic Insurance Group ranks #301 out of 497 companies for PB Ratio. This places Qatar Islamic Insurance Group in the lower half of its industry. The industry median PB Ratio is 1.39. Qatar Islamic Insurance Group's value of 1.76 is 26.6% above this benchmark. Historically, Qatar Islamic Insurance Group's own PB Ratio has ranged from 1.68 to 3.09 over the past decade. While the company's 10-year median is 1.95 vs. the industry median of 1.39, Qatar Islamic Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Insurance Group's current PB Ratio of 1.76 is 26.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Qatar Islamic Insurance Group and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Insurance Group's current PB Ratio is 1.76, which is 10% below median its own 10-year median of 1.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group (DSMD:QISI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق7.43, compared to a current price of ر.ق7.92 — trading 6.6% above its estimated fair value. The current PB Ratio is 1.76, which is 10% below median its 10-year median of 1.95 and 26.6% above the Insurance industry median of 1.39. Qatar Islamic Insurance Group's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Qatar Islamic Insurance Group (DSMD:QISI), the current PB Ratio is 1.76 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Insurance Group (DSMD:QISI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Insurance Group stock appears to be overvalued. The current stock price of ر.ق7.92 is trading 6.6% above its estimated GF Value™ of ر.ق7.43. GuruFocus considers Qatar Islamic Insurance Group to be Fairly Valued.

Key valuation signals for DSMD:QISI:

  • PB Ratio: 1.76 (10% below median its 10-year median of 1.95)
  • GF Value™: ر.ق7.43 vs. price of ر.ق7.92 (6.6% above fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 26.6% above the Insurance median (#301 of 497)

No single metric tells the full story. See the DSMD:QISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar Islamic Insurance Group Business Description

Address C Ring Road - Opposite Gulf Cinema, P.O. Box 22676, Doha, QAT
Qatar Islamic Insurance Group is engaged in the business of underwriting general, property, motor, Takaful, and health (Life) in accordance with the provisions of Islamic Shari'a. Its business segments include takaful, Investment, Real Estate and Unallocated. The takaful business is further organized into three takaful lines: General Accident, Life and Medical, and Motor. The company generates maximum revenue from the Unallocated segment. Geographically, it operates only in Qatar.
81GF Score

Get the complete analysis for DSMD:QISI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق7.92
Price
ر.ق7.43
GF Value