ECN CapitalECNCF +0.40%46 PB Ratio is 7.08 as of Jun. 30, 2026, which is 138% above its 10-year median of 2.98. GuruFocus rates ECNCF with a GF Score™ of 46/100 and a GF Value™ of $2.41. The stock has 6 warning signs investors should review. Among 1,519 Banks companies, ECN Capital ranks worse than 99.14% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-30), ECN Capital's share price is $2.26. ECN Capital's Book Value per Share for the quarter that ended in Dec. 2025 was $0.32. Hence, ECN Capital's PB Ratio of today is 7.08.
Good Sign:
ECN Capital Corp stock PB Ratio (=7.05) is close to 1-year low of 6.35.
The historical rank and industry rank for ECN Capital's PB Ratio or its related term are showing as below:
ECNCF'
s PB Ratio Range Over the Past 10 Years
Min: 0.7 Med: 2.98 Max: 8.49
Current: 7.05
During the past 13 years, ECN Capital's highest PB Ratio was 8.49. The lowest was 0.70. And the median was 2.98.
ECNCF's PB Ratio is ranked worse than 99.14% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs ECNCF: 7.05
During the past 12 months, ECN Capital's average Book Value Per Share Growth Rate was 4.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -14.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -30.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -25.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of ECN Capital was 21.80% per year. The lowest was -51.40% per year. And the median was -14.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ECN Capital PB Ratio Related Terms
ECN Capital PB Ratio Historical Data
* Premium members only.
The historical data trend for ECN Capital's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, ECN Capital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's PB Ratio distribution charts can be found below:
* The bar in red indicates where ECN Capital's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
ECN Capital's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ECN Capital (ECNCF) has a PB Ratio of 7.08 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ECN Capital and its competitors. This is 138% above median its historical median of 2.98. Over the past decade, ECN Capital's PB Ratio has ranged from 0.70 to 8.49. According to the industry distribution chart, ECN Capital ranks #1506 out of 1519 companies in the Banks industry, placing it in the top 99.1%.
Is ECN Capital's PB Ratio too high?
ECN Capital's current PB Ratio of 7.08 is 138% above median its 10-year median of 2.98. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 8.49. The Banks industry median PB Ratio is 1.09. ECN Capital's value of 7.08 is 549.5% above this industry median. Based on the distribution chart, ECN Capital ranks #1506 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ECN Capital has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, ECN Capital ranks #1506 out of 1519 companies for PB Ratio. This places ECN Capital in the lower half of its industry. The industry median PB Ratio is 1.09. ECN Capital's value of 7.08 is 549.5% above this benchmark. Historically, ECN Capital's own PB Ratio has ranged from 0.70 to 8.49 over the past decade. While the company's 10-year median is 2.98 vs. the industry median of 1.09, ECN Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current PB Ratio of 7.08 is 549.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ECN Capital and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current PB Ratio is 7.08, which is 138% above median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
ECN Capital (ECNCF) has a current PB Ratio of 7.08. The stock's GF Value™ is $2.41, compared to a current price of $2.26 — trading 6.2% below its estimated fair value. The current PB Ratio is 7.08, which is 138% above median its 10-year median of 2.98 and 549.5% above the Banks industry median of 1.09. ECN Capital's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ECN Capital (ECNCF), the current PB Ratio is 7.08 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (ECNCF) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of $2.26 is trading 6.2% below its estimated GF Value™ of $2.41.
Key valuation signals for ECNCF:
PB Ratio: 7.08 (138% above median its 10-year median of 2.98)
GF Value™: $2.41 vs. price of $2.26 (6.2% below fair value)
Industry Position: 549.5% above the Banks median (#1506 of 1519)
No single metric tells the full story. See the ECNCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
46GF Score
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