EDVR (Endeavor Bancorp) PB Ratio: 1.31 (As of Jun. 26, 2026) — 30% Above Median


EDVR Endeavor Bancorp EDVR
70 GF Score
Price $19.25
GF Value $17.75
Valuation Fairly Valued
! 2 Warning Signs
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What is Endeavor Bancorp PB Ratio?

Endeavor Bancorp EDVR 70 PB Ratio is 1.31 as of Jun. 26, 2026, which is 30% above its 10-year median of 1.01. GuruFocus rates EDVR with a GF Score™ of 70/100 and a GF Value™ of $17.75 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,515 Banks companies, Endeavor Bancorp ranks worse than 67.06% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Endeavor Bancorp's share price is $19.25. Endeavor Bancorp's Book Value per Share for the quarter that ended in Mar. 2026 was $14.70. Hence, Endeavor Bancorp's PB Ratio of today is 1.31.

Warning Sign:

Endeavor Bancorp stock PB Ratio (=1.31) is close to 5-year high of 1.31.

The historical rank and industry rank for Endeavor Bancorp's PB Ratio or its related term are showing as below:

EDVR' s PB Ratio Range Over the Past 10 Years
Min: 0.71   Med: 1.01   Max: 1.31
Current: 1.31

During the past 7 years, Endeavor Bancorp's highest PB Ratio was 1.31. The lowest was 0.71. And the median was 1.01.

EDVR's PB Ratio is ranked worse than
67.06% of 1515 companies
in the Banks industry
Industry Median: 1.08 vs EDVR: 1.31

During the past 12 months, Endeavor Bancorp's average Book Value Per Share Growth Rate was 12.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 10.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 16.30% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Endeavor Bancorp was 23.90% per year. The lowest was 10.50% per year. And the median was 11.30% per year.

Back to Basics: PB Ratio


Endeavor Bancorp  (OTCPK:EDVR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Endeavor Bancorp PB Ratio Related Terms


Endeavor Bancorp PB Ratio Historical Data

* Premium members only.

The historical data trend for Endeavor Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Endeavor Bancorp PB Ratio Chart

Endeavor Bancorp Annual Data
Trend Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 1.02 1.04 0.88 0.93 1.16

Endeavor Bancorp Quarterly Data
Dec18 Dec19 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.03 1.07 1.06 1.16 1.09

EDVR vs FSEA, CPBI, FBSI: PB Ratio Comparison

For the Banks - Regional subindustry, Endeavor Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Endeavor Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Endeavor Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Endeavor Bancorp's PB Ratio falls into.


EDVR
70GF Score
Endeavor Bancorp EDVR
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Endeavor Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Endeavor Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=19.25/14.698
=1.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.31 mean?
Endeavor Bancorp (EDVR) has a PB Ratio of 1.31 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Endeavor Bancorp and its competitors. This is 30% above median its historical median of 1.01. Over the past decade, Endeavor Bancorp's PB Ratio has ranged from 0.71 to 1.31. According to the industry distribution chart, Endeavor Bancorp ranks #1016 out of 1515 companies in the Banks industry, placing it in the top 67.1%.
Is Endeavor Bancorp's PB Ratio too high?
Endeavor Bancorp's current PB Ratio of 1.31 is 30% above median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.31. The Banks industry median PB Ratio is 1.08. Endeavor Bancorp's value of 1.31 is 21.3% above this industry median. Based on the distribution chart, Endeavor Bancorp ranks #1016 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, Endeavor Bancorp has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Endeavor Bancorp's PB Ratio compare to FSEA and CPBI?
According to the Banks industry distribution chart, Endeavor Bancorp ranks #1016 out of 1515 companies for PB Ratio. This places Endeavor Bancorp in the lower half of its industry. The industry median PB Ratio is 1.08. Endeavor Bancorp's value of 1.31 is 21.3% above this benchmark. Historically, Endeavor Bancorp's own PB Ratio has ranged from 0.71 to 1.31 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 1.08, Endeavor Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Endeavor Bancorp's current PB Ratio of 1.31 is 21.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Endeavor Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Endeavor Bancorp's current PB Ratio is 1.31, which is 30% above median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Endeavor Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Endeavor Bancorp (EDVR) is currently considered Fairly Valued. The stock's GF Value™ is $17.75, compared to a current price of $19.25 — trading 8.5% above its estimated fair value. The current PB Ratio is 1.31, which is 30% above median its 10-year median of 1.01 and 21.3% above the Banks industry median of 1.08. Endeavor Bancorp's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Endeavor Bancorp (EDVR), the current PB Ratio is 1.31 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Endeavor Bancorp (EDVR) Overvalued in 2026?

Based on GuruFocus' analysis, Endeavor Bancorp stock appears to be overvalued. The current stock price of $19.25 is trading 8.5% above its estimated GF Value™ of $17.75. GuruFocus considers Endeavor Bancorp to be Fairly Valued.

Key valuation signals for EDVR:

  • PB Ratio: 1.31 (30% above median its 10-year median of 1.01)
  • GF Value™: $17.75 vs. price of $19.25 (8.5% above fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 21.3% above the Banks median (#1016 of 1515)

No single metric tells the full story. See the EDVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Endeavor Bancorp Business Description

Address 750 B Street, Suite 3110, San Diego, CA, USA, 92101
Endeavor Bancorp provides banking services. It offers business services that include business checking accounts, business money market accounts, and others, personal services consists of personal checking accounts, personal saving accounts, and others, Digital banking comprises of Mobile banking, Pay bills, Positive Pay and other related services, and loan services consists of Working Capital Revolving Lines of Credit, Equipment and Fixed Asset Term Loans, and others. Its solutions include: Commercial Banking; Lending Services; Digital Banking; and Personal Banking.
70GF Score

Get the complete analysis for EDVR

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.25
Price
$17.75
GF Value