Norion Bank ABFRA:FN1 -0.91%50 PB Ratio is 1.08 as of Jun. 26, 2026, which is 7% above its 10-year median of 1.01. GuruFocus rates FRA:FN1 with a GF Score™ of 50/100 and a GF Value™ of €4.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, Norion Bank AB ranks worse than 53.83% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Norion Bank AB's share price is €5.42. Norion Bank AB's Book Value per Share for the quarter that ended in Mar. 2026 was €5.02. Hence, Norion Bank AB's PB Ratio of today is 1.08.
The historical rank and industry rank for Norion Bank AB's PB Ratio or its related term are showing as below:
FRA:FN1'
s PB Ratio Range Over the Past 10 Years
Min: 0.74 Med: 1.01 Max: 1.47
Current: 1.14
During the past 10 years, Norion Bank AB's highest PB Ratio was 1.47. The lowest was 0.74. And the median was 1.01.
FRA:FN1's PB Ratio is ranked worse than 53.83% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs FRA:FN1: 1.14
During the past 12 months, Norion Bank AB's average Book Value Per Share Growth Rate was 17.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.30% per year.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Norion Bank AB was 30.90% per year. The lowest was 6.90% per year. And the median was 15.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Norion Bank AB PB Ratio Related Terms
Norion Bank AB PB Ratio Historical Data
* Premium members only.
The historical data trend for Norion Bank AB's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Norion Bank AB's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norion Bank AB PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Norion Bank AB's PB Ratio distribution charts can be found below:
* The bar in red indicates where Norion Bank AB's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Norion Bank AB's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Norion Bank AB (FRA:FN1) has a PB Ratio of 1.08 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Norion Bank AB and its competitors. This is near median its historical median of 1.01. Over the past decade, Norion Bank AB's PB Ratio has ranged from 0.74 to 1.47. According to the industry distribution chart, Norion Bank AB ranks #816 out of 1516 companies in the Banks industry, placing it in the top 53.8%.
Is Norion Bank AB's PB Ratio too high?
Norion Bank AB's current PB Ratio of 1.08 is near median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 1.47. The Banks industry median PB Ratio is 1.09. Norion Bank AB's value of 1.08 is 0.9% below this industry median. Based on the distribution chart, Norion Bank AB ranks #816 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Norion Bank AB has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #816 out of 1516 companies for PB Ratio. This places Norion Bank AB in the lower half of its industry. The industry median PB Ratio is 1.09. Norion Bank AB's value of 1.08 is 0.9% below this benchmark. Historically, Norion Bank AB's own PB Ratio has ranged from 0.74 to 1.47 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 1.09, Norion Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norion Bank AB's current PB Ratio of 1.08 is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Norion Bank AB and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current PB Ratio is 1.08, which is near median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (FRA:FN1) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.02, compared to a current price of €5.42 — trading 34.8% above its estimated fair value. The current PB Ratio is 1.08, which is near median its 10-year median of 1.01 and 0.9% below the Banks industry median of 1.09. Norion Bank AB's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Norion Bank AB (FRA:FN1), the current PB Ratio is 1.08 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norion Bank AB (FRA:FN1) Overvalued in 2026?
Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued.
The current stock price of €5.42 is trading 34.8% above its estimated GF Value™ of €4.02.
GuruFocus considers Norion Bank AB to be Significantly Overvalued.
Key valuation signals for FRA:FN1:
PB Ratio: 1.08 (near median its 10-year median of 1.01)
GF Value™: €4.02 vs. price of €5.42 (34.8% above fair value)
Industry Position: 0.9% below the Banks median (#816 of 1516)
No single metric tells the full story. See the FRA:FN1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
50GF Score
Get the complete analysis for FRA:FN1
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:FN1 has been successfully added to your 
