Genworth Financial Inc stock PB Ratio (=0.41) is close to 10-year high of 0.43.
The historical rank and industry rank for Genworth Financial's PB Ratio or its related term are showing as below:
FRA:GGK'
s PB Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.16 Max: 0.43
Current: 0.41
During the past 13 years, Genworth Financial's highest PB Ratio was 0.43. The lowest was 0.07. And the median was 0.16.
FRA:GGK's PB Ratio is ranked better than 93.76% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs FRA:GGK: 0.41
During the past 12 months, Genworth Financial's average Book Value Per Share Growth Rate was 9.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -7.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -3.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Genworth Financial was 14.20% per year. The lowest was -18.20% per year. And the median was -2.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Genworth Financial PB Ratio Related Terms
Genworth Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for Genworth Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Genworth Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Genworth Financial PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Genworth Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Genworth Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Genworth Financial (FRA:GGK) has a PB Ratio of 0.41 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Genworth Financial and its competitors. This is 156% above median its historical median of 0.16. Over the past decade, Genworth Financial's PB Ratio has ranged from 0.07 to 0.43. According to the industry distribution chart, Genworth Financial ranks #31 out of 497 companies in the Insurance industry, placing it in the top 6.2%.
Is Genworth Financial's PB Ratio too high?
Genworth Financial's current PB Ratio of 0.41 is 156% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.43. The Insurance industry median PB Ratio is 1.38. Genworth Financial's value of 0.41 is 70.3% below this industry median. Based on the distribution chart, Genworth Financial ranks #31 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Genworth Financial has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's PB Ratio compare to BHF and FG?
According to the Insurance industry distribution chart, Genworth Financial ranks #31 out of 497 companies for PB Ratio. This places Genworth Financial in the top 6% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.38. Genworth Financial's value of 0.41 is 70.3% below this benchmark. Historically, Genworth Financial's own PB Ratio has ranged from 0.07 to 0.43 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 1.38, Genworth Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genworth Financial's current PB Ratio of 0.41 is 70.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Genworth Financial and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genworth Financial's current PB Ratio is 0.41, which is 156% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Genworth Financial (FRA:GGK) has a current PB Ratio of 0.41. The stock's GF Value™ is €6.42, compared to a current price of €8.10 — trading 26.2% above its estimated fair value. The current PB Ratio is 0.41, which is 156% above median its 10-year median of 0.16 and 70.3% below the Insurance industry median of 1.38. Genworth Financial's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Genworth Financial (FRA:GGK), the current PB Ratio is 0.41 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Genworth Financial (FRA:GGK) Overvalued in 2026?
Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued.
The current stock price of €8.10 is trading 26.2% above its estimated GF Value™ of €6.42.
Key valuation signals for FRA:GGK:
PB Ratio: 0.41 (156% above median its 10-year median of 0.16)
GF Value™: €6.42 vs. price of €8.10 (26.2% above fair value)
Industry Position: 70.3% below the Insurance median (#31 of 497)
No single metric tells the full story. See the FRA:GGK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
62GF Score
Get the complete analysis for FRA:GGK
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