Great American BancorpGTPS 74 PB Ratio is 0.95 as of Jun. 29, 2026, which is 27% above its 10-year median of 0.75. GuruFocus rates GTPS with a GF Score™ of 74/100 and a GF Value™ of $63.75 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Great American Bancorp ranks better than 62.54% on this metric.
The historical rank and industry rank for Great American Bancorp's PB Ratio or its related term are showing as below:
GTPS'
s PB Ratio Range Over the Past 10 Years
Min: 0.49 Med: 0.75 Max: 1.06
Current: 0.95
During the past 13 years, Great American Bancorp's highest PB Ratio was 1.06. The lowest was 0.49. And the median was 0.75.
GTPS's PB Ratio is ranked better than 62.54% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs GTPS: 0.95
During the past 12 months, Great American Bancorp's average Book Value Per Share Growth Rate was 15.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Great American Bancorp was 17.70% per year. The lowest was 0.50% per year. And the median was 4.50% per year.
Back to Basics: PB Ratio
Great American Bancorp (OTCPK:GTPS) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Great American Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great American Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Great American Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Great American Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Great American Bancorp (GTPS) has a PB Ratio of 0.95 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Great American Bancorp and its competitors. This is 27% above median its historical median of 0.75. Over the past decade, Great American Bancorp's PB Ratio has ranged from 0.49 to 1.06. According to the industry distribution chart, Great American Bancorp ranks #569 out of 1519 companies in the Banks industry, placing it in the top 37.5%.
Is Great American Bancorp's PB Ratio too high?
Great American Bancorp's current PB Ratio of 0.95 is 27% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.06. The Banks industry median PB Ratio is 1.09. Great American Bancorp's value of 0.95 is 12.8% below this industry median. Based on the distribution chart, Great American Bancorp ranks #569 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Great American Bancorp has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great American Bancorp's PB Ratio compare to MNBO and BAFN?
According to the Banks industry distribution chart, Great American Bancorp ranks #569 out of 1519 companies for PB Ratio. This puts Great American Bancorp in the upper half of its industry. The industry median PB Ratio is 1.09. Great American Bancorp's value of 0.95 is 12.8% below this benchmark. Historically, Great American Bancorp's own PB Ratio has ranged from 0.49 to 1.06 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 1.09, Great American Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great American Bancorp's current PB Ratio of 0.95 is 12.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Great American Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great American Bancorp's current PB Ratio is 0.95, which is 27% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great American Bancorp (GTPS) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.75, compared to a current price of $72.00 — trading 12.9% above its estimated fair value. The current PB Ratio is 0.95, which is 27% above median its 10-year median of 0.75 and 12.8% below the Banks industry median of 1.09. Great American Bancorp's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Great American Bancorp (GTPS), the current PB Ratio is 0.95 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great American Bancorp (GTPS) Overvalued in 2026?
Based on GuruFocus' analysis, Great American Bancorp stock appears to be overvalued.
The current stock price of $72.00 is trading 12.9% above its estimated GF Value™ of $63.75.
GuruFocus considers Great American Bancorp to be Modestly Overvalued.
Key valuation signals for GTPS:
PB Ratio: 0.95 (27% above median its 10-year median of 0.75)
GF Value™: $63.75 vs. price of $72.00 (12.9% above fair value)
Industry Position: 12.8% below the Banks median (#569 of 1519)
No single metric tells the full story. See the GTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great American Bancorp Inc is a holding company whose principal activity is the ownership and management of its wholly-owned subsidiary, First Federal Savings Bank of Champaign-Urbana (Bank). The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in Champaign County, Illinois. The Bank also provides full-service brokerage activities through a third-party broker-dealer and engages in the sale of tax-deferred annuities. The Bank's subsidiary offers insurance services to customers located in Illinois.
74GF Score
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