ISX:GSMF's PB Ratio is ranked better than 91.8% of 500
companies
in the Insurance industry
Industry Median: 1.395
vs ISX:GSMF: 0.48
During the past 12 months, PT Equity Development Investment Tbk's average Book Value Per Share Growth Rate was 2.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Equity Development Investment Tbk was 19.00% per year. The lowest was -1.10% per year. And the median was 5.40% per year.
Back to Basics: PB Ratio
PT Equity Development Investment Tbk (ISX:GSMF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PT Equity Development Investment Tbk PB Ratio Related Terms
PT Equity Development Investment Tbk PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Equity Development Investment Tbk PB Ratio Chart
For the Insurance - Diversified subindustry, PT Equity Development Investment Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Equity Development Investment Tbk PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Equity Development Investment Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Equity Development Investment Tbk's PB Ratio falls into.
PT Equity Development Investment Tbk PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Equity Development Investment Tbk (ISX:GSMF) has a PB Ratio of 0.48 as of Jul. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Equity Development Investment Tbk and its competitors. This is near median its historical median of 0.46. Over the past decade, PT Equity Development Investment Tbk's PB Ratio has ranged from 0.29 to 1.81. According to the industry distribution chart, PT Equity Development Investment Tbk ranks #41 out of 500 companies in the Insurance industry, placing it in the top 8.2%.
Is PT Equity Development Investment Tbk's PB Ratio too high?
PT Equity Development Investment Tbk's current PB Ratio of 0.48 is near median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.81. The Insurance industry median PB Ratio is 1.40. PT Equity Development Investment Tbk's value of 0.48 is 65.6% below this industry median. Based on the distribution chart, PT Equity Development Investment Tbk ranks #41 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Equity Development Investment Tbk has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Equity Development Investment Tbk's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Equity Development Investment Tbk ranks #41 out of 500 companies for PB Ratio. This places PT Equity Development Investment Tbk in the top 8% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. PT Equity Development Investment Tbk's value of 0.48 is 65.6% below this benchmark. Historically, PT Equity Development Investment Tbk's own PB Ratio has ranged from 0.29 to 1.81 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 1.40, PT Equity Development Investment Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Equity Development Investment Tbk's current PB Ratio of 0.48 is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Equity Development Investment Tbk and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Equity Development Investment Tbk's current PB Ratio is 0.48, which is near median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Equity Development Investment Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Equity Development Investment Tbk (ISX:GSMF) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp42.13, compared to a current price of Rp83.00 — trading 97% above its estimated fair value. The current PB Ratio is 0.48, which is near median its 10-year median of 0.46 and 65.6% below the Insurance industry median of 1.40. PT Equity Development Investment Tbk's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Equity Development Investment Tbk (ISX:GSMF), the current PB Ratio is 0.48 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Equity Development Investment Tbk (ISX:GSMF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Equity Development Investment Tbk stock appears to be overvalued.
The current stock price of Rp83.00 is trading 97% above its estimated GF Value™ of Rp42.13.
GuruFocus considers PT Equity Development Investment Tbk to be Significantly Overvalued.
Key valuation signals for ISX:GSMF:
PB Ratio: 0.48 (near median its 10-year median of 0.46)
GF Value™: Rp42.13 vs. price of Rp83.00 (97% above fair value)
Industry Position: 65.6% below the Insurance median (#41 of 500)
No single metric tells the full story. See the ISX:GSMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Equity Development Investment Tbk Business Description
PT Equity Development Investment Tbk is an Indonesia-based investment holding company engaged in the insurance business through its subsidiaries. It is also engaged in investment activities, management consulting services, and share investments, as well as training areas specifically for the Equity group. The company and its subsidiaries have categorized their business activity into four segments by the nature of the business, which include Holding company, travel services and venture capital, Banking and financing, Insurance, Stock administration and securities, out of which the majority of the revenue is generated from the Insurance segment. The company's geographical segments include Java Island and Outside Java Island.
59GF Score
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