PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) PB Ratio: 0.35 (As of Jul. 03, 2026) — 49% Below Median


ISX:MCOR PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
66 GF Score
Price Rp66.00
GF Value Rp75.39
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank China Construction Bank Indonesia Tbk PB Ratio?

PT Bank China Construction Bank Indonesia Tbk ISX:MCOR -1.49% 66 PB Ratio is 0.35 as of Jul. 03, 2026, which is 49% below its 10-year median of 0.69. GuruFocus rates ISX:MCOR with a GF Score™ of 66/100 and a GF Value™ of Rp75.39 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,517 Banks companies, PT Bank China Construction Bank Indonesia Tbk ranks better than 94.53% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-03), PT Bank China Construction Bank Indonesia Tbk's share price is Rp66.00. PT Bank China Construction Bank Indonesia Tbk's Book Value per Share for the quarter that ended in Mar. 2026 was Rp190.25. Hence, PT Bank China Construction Bank Indonesia Tbk's PB Ratio of today is 0.35.

Good Sign:

PT Bank China Construction Bank Indonesia Tbk stock PB Ratio (=0.34) is close to 5-year low of 0.34.

The historical rank and industry rank for PT Bank China Construction Bank Indonesia Tbk's PB Ratio or its related term are showing as below:

ISX:MCOR' s PB Ratio Range Over the Past 10 Years
Min: 0.29   Med: 0.69   Max: 2.66
Current: 0.34

During the past 13 years, PT Bank China Construction Bank Indonesia Tbk's highest PB Ratio was 2.66. The lowest was 0.29. And the median was 0.69.

ISX:MCOR's PB Ratio is ranked better than
94.53% of 1517 companies
in the Banks industry
Industry Median: 1.1 vs ISX:MCOR: 0.34

During the past 12 months, PT Bank China Construction Bank Indonesia Tbk's average Book Value Per Share Growth Rate was 4.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank China Construction Bank Indonesia Tbk was 26.30% per year. The lowest was -8.40% per year. And the median was 5.30% per year.

Back to Basics: PB Ratio


PT Bank China Construction Bank Indonesia Tbk  (ISX:MCOR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


PT Bank China Construction Bank Indonesia Tbk PB Ratio Related Terms


PT Bank China Construction Bank Indonesia Tbk PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank China Construction Bank Indonesia Tbk's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank China Construction Bank Indonesia Tbk PB Ratio Chart

PT Bank China Construction Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.72 0.49 0.45 0.41 0.40

PT Bank China Construction Bank Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.36 0.42 0.40 0.36

PT Bank China Construction Bank Indonesia Tbk PB Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank China Construction Bank Indonesia Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank China Construction Bank Indonesia Tbk PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank China Construction Bank Indonesia Tbk's PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank China Construction Bank Indonesia Tbk's PB Ratio falls into.


ISX:MCOR
66GF Score
PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank China Construction Bank Indonesia Tbk PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

PT Bank China Construction Bank Indonesia Tbk's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=66.00/190.248
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.35 mean?
PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) has a PB Ratio of 0.35 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. This is 49% below median its historical median of 0.69. Over the past decade, PT Bank China Construction Bank Indonesia Tbk's PB Ratio has ranged from 0.29 to 2.66. According to the industry distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #83 out of 1517 companies in the Banks industry, placing it in the top 5.5%.
Is PT Bank China Construction Bank Indonesia Tbk's PB Ratio too high?
PT Bank China Construction Bank Indonesia Tbk's current PB Ratio of 0.35 is 49% below median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 2.66. The Banks industry median PB Ratio is 1.10. PT Bank China Construction Bank Indonesia Tbk's value of 0.35 is 68.2% below this industry median. Based on the distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #83 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank China Construction Bank Indonesia Tbk has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank China Construction Bank Indonesia Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #83 out of 1517 companies for PB Ratio. This places PT Bank China Construction Bank Indonesia Tbk in the top 6% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.10. PT Bank China Construction Bank Indonesia Tbk's value of 0.35 is 68.2% below this benchmark. Historically, PT Bank China Construction Bank Indonesia Tbk's own PB Ratio has ranged from 0.29 to 2.66 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.10, PT Bank China Construction Bank Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank China Construction Bank Indonesia Tbk's current PB Ratio of 0.35 is 68.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank China Construction Bank Indonesia Tbk's current PB Ratio is 0.35, which is 49% below median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank China Construction Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp75.39, compared to a current price of Rp66.00 — trading 12.5% below its estimated fair value. The current PB Ratio is 0.35, which is 49% below median its 10-year median of 0.69 and 68.2% below the Banks industry median of 1.10. PT Bank China Construction Bank Indonesia Tbk's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR), the current PB Ratio is 0.35 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp66.00 is trading 12.5% below its estimated GF Value™ of Rp75.39. GuruFocus considers PT Bank China Construction Bank Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MCOR:

  • PB Ratio: 0.35 (49% below median its 10-year median of 0.69)
  • GF Value™: Rp75.39 vs. price of Rp66.00 (12.5% below fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 68.2% below the Banks median (#83 of 1517)

No single metric tells the full story. See the ISX:MCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank China Construction Bank Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman Lot 86, Sahid Sudirman Center, 15th floor, Jakarta, IDN, 10220
PT Bank China Construction Bank Indonesia Tbk is an Indonesian-based commercial bank that provides loans, savings, treasury, and banking solutions. Its business is organized into four segments, namely Loan, Treasury, Trade Finance, and Unallocated. Geographically, the bank operates in Jakarta, Bogor, Tangerang, Bekasi, Serpong, Bandung, Semarang, Solo, Yogyakarta, Surabaya, Denpasar, Pontianak, Bandar Lampung, Pekanbaru, Palembang, Batam, Makassar, Cirebon, Mataram, and Malang.
66GF Score

Get the complete analysis for ISX:MCOR

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp66.00
Price
Rp75.39
GF Value