Intrum ABITJTY -1.67%54 PB Ratio is 1.38 as of Jun. 28, 2026, which is 10% above its 10-year median of 1.26. GuruFocus rates ITJTY with a GF Score™ of 54/100 and a GF Value™ of $5.91 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 523 Credit Services companies, Intrum AB ranks better than 95.41% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-28), Intrum AB's share price is $2.95. Intrum AB's Book Value per Share for the quarter that ended in Mar. 2026 was $2.13. Hence, Intrum AB's PB Ratio of today is 1.38.
Good Sign:
Intrum AB stock PB Ratio (=0.18) is close to 2-year low of 0.18.
The historical rank and industry rank for Intrum AB's PB Ratio or its related term are showing as below:
ITJTY'
s PB Ratio Range Over the Past 10 Years
Min: 0.12 Med: 1.26 Max: 6.39
Current: 0.18
During the past 13 years, Intrum AB's highest PB Ratio was 6.39. The lowest was 0.12. And the median was 1.26.
ITJTY's PB Ratio is ranked better than 95.41% of 523
companies
in the Credit Services industry
Industry Median: 1.07
vs ITJTY: 0.18
During the past 12 months, Intrum AB's average Book Value Per Share Growth Rate was -0.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -19.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -12.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Intrum AB was 62.30% per year. The lowest was -19.50% per year. And the median was 5.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Intrum AB PB Ratio Related Terms
Intrum AB PB Ratio Historical Data
* Premium members only.
The historical data trend for Intrum AB's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Intrum AB's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intrum AB PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Intrum AB's PB Ratio distribution charts can be found below:
* The bar in red indicates where Intrum AB's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Intrum AB's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Intrum AB (ITJTY) has a PB Ratio of 1.38 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Intrum AB and its competitors. This is 10% above median its historical median of 1.26. Over the past decade, Intrum AB's PB Ratio has ranged from 0.12 to 6.39. According to the industry distribution chart, Intrum AB ranks #24 out of 523 companies in the Credit Services industry, placing it in the top 4.6%.
Is Intrum AB's PB Ratio too high?
Intrum AB's current PB Ratio of 1.38 is 10% above median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 6.39. The Credit Services industry median PB Ratio is 1.07. Intrum AB's value of 1.38 is 29% above this industry median. Based on the distribution chart, Intrum AB ranks #24 out of 523 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Intrum AB has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intrum AB's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Intrum AB ranks #24 out of 523 companies for PB Ratio. This places Intrum AB in the top 5% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.07. Intrum AB's value of 1.38 is 29% above this benchmark. Historically, Intrum AB's own PB Ratio has ranged from 0.12 to 6.39 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 1.07, Intrum AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intrum AB's current PB Ratio of 1.38 is 29% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Intrum AB and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intrum AB's current PB Ratio is 1.38, which is 10% above median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intrum AB stock overvalued right now?
Based on GuruFocus' analysis, Intrum AB (ITJTY) is currently considered Possible Value Trap. The stock's GF Value™ is $5.91, compared to a current price of $2.95 — trading 50.1% below its estimated fair value. The current PB Ratio is 1.38, which is 10% above median its 10-year median of 1.26 and 29% above the Credit Services industry median of 1.07. Intrum AB's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Intrum AB (ITJTY), the current PB Ratio is 1.38 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intrum AB (ITJTY) Overvalued in 2026?
Based on GuruFocus' analysis, Intrum AB stock appears to be undervalued.
The current stock price of $2.95 is trading 50.1% below its estimated GF Value™ of $5.91.
GuruFocus considers Intrum AB to be Possible Value Trap.
Key valuation signals for ITJTY:
PB Ratio: 1.38 (10% above median its 10-year median of 1.26)
GF Value™: $5.91 vs. price of $2.95 (50.1% below fair value)
Industry Position: 29% above the Credit Services median (#24 of 523)
No single metric tells the full story. See the ITJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intrum AB is a provider of credit management and related financial services. The company operates in segments namely, servicing segment, which provides clients with comprehensive credit management across all markets; and Investing segment, where banks and other institutions are selling their non-performing loans, to focus on their core business, free up capital, improve liquidity, limit the risk of doubtful payment profiles and improve key performance indicators. The company operates in Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Norway, and others.
54GF Score
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