ISA HoldingsJSE:ISA +4.48%88 PB Ratio is 5.51 as of Jul. 01, 2026, which is 107% above its 10-year median of 2.66. GuruFocus rates JSE:ISA with a GF Score™ of 88/100 and a GF Value™ of R2.23 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,620 Software companies, ISA Holdings ranks worse than 80.19% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-01), ISA Holdings's share price is R2.10. ISA Holdings's Book Value per Share for the quarter that ended in Feb. 2026 was R0.38. Hence, ISA Holdings's PB Ratio of today is 5.51.
The historical rank and industry rank for ISA Holdings's PB Ratio or its related term are showing as below:
JSE:ISA'
s PB Ratio Range Over the Past 10 Years
Min: 0.75 Med: 2.66 Max: 6.43
Current: 5.51
During the past 13 years, ISA Holdings's highest PB Ratio was 6.43. The lowest was 0.75. And the median was 2.66.
JSE:ISA's PB Ratio is ranked worse than 80.19% of 2620
companies
in the Software industry
Industry Median: 2.37
vs JSE:ISA: 5.51
During the past 12 months, ISA Holdings's average Book Value Per Share Growth Rate was -17.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -2.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of ISA Holdings was 118.10% per year. The lowest was -10.70% per year. And the median was 4.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ISA Holdings PB Ratio Related Terms
ISA Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for ISA Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, ISA Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ISA Holdings PB Ratio vs Software Industry
For the Software industry and Technology sector, ISA Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where ISA Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
ISA Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ISA Holdings (JSE:ISA) has a PB Ratio of 5.51 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ISA Holdings and its competitors. This is 107% above median its historical median of 2.66. Over the past decade, ISA Holdings' PB Ratio has ranged from 0.75 to 6.43. According to the industry distribution chart, ISA Holdings ranks #2101 out of 2620 companies in the Software industry, placing it in the top 80.2%.
Is ISA Holdings' PB Ratio too high?
ISA Holdings' current PB Ratio of 5.51 is 107% above median its 10-year median of 2.66. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 6.43. The Software industry median PB Ratio is 2.37. ISA Holdings' value of 5.51 is 132.5% above this industry median. Based on the distribution chart, ISA Holdings ranks #2101 out of 2620 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, ISA Holdings has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ISA Holdings' PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, ISA Holdings ranks #2101 out of 2620 companies for PB Ratio. This places ISA Holdings in the lower half of its industry. The industry median PB Ratio is 2.37. ISA Holdings' value of 5.51 is 132.5% above this benchmark. Historically, ISA Holdings' own PB Ratio has ranged from 0.75 to 6.43 over the past decade. While the company's 10-year median is 2.66 vs. the industry median of 2.37, ISA Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.37, based on 2,620 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ISA Holdings's current PB Ratio of 5.51 is 132.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ISA Holdings and its competitors. For the Software industry, the median PB Ratio is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISA Holdings's current PB Ratio is 5.51, which is 107% above median its own 10-year median of 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISA Holdings stock overvalued right now?
Based on GuruFocus' analysis, ISA Holdings (JSE:ISA) is currently considered Fairly Valued. The stock's GF Value™ is R2.23, compared to a current price of R2.10 — trading 5.8% below its estimated fair value. The current PB Ratio is 5.51, which is 107% above median its 10-year median of 2.66 and 132.5% above the Software industry median of 2.37. ISA Holdings' overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ISA Holdings (JSE:ISA), the current PB Ratio is 5.51 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ISA Holdings (JSE:ISA) Overvalued in 2026?
Based on GuruFocus' analysis, ISA Holdings stock appears to be undervalued.
The current stock price of R2.10 is trading 5.8% below its estimated GF Value™ of R2.23.
GuruFocus considers ISA Holdings to be Fairly Valued.
Key valuation signals for JSE:ISA:
PB Ratio: 5.51 (107% above median its 10-year median of 2.66)
GF Value™: R2.23 vs. price of R2.10 (5.8% below fair value)
Industry Position: 132.5% above the Software median (#2101 of 2620)
No single metric tells the full story. See the JSE:ISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ISA Holdings Ltd is an investment holding company. The company, through its subsidiary, provides network, Internet, and information security solutions to the sub-Saharan African market. Its business is to discover, design, deliver, deploy, and manage its bespoke Information and Communication Technology (ICT) security infrastructure. Its technology offerings include firewalls, anti-virus, authentication, remote access, content security, intrusion protection, virtual private networking, vulnerability assessment, messaging and data protection, and identity and access management. The company generates a majority of its revenue from its business in South Africa.
88GF Score
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