Metropolitan Bank & Trust CoMTPOF +0.88%78 PB Ratio is 0.80 as of Jun. 25, 2026, which is 5% below its 10-year median of 0.84. GuruFocus rates MTPOF with a GF Score™ of 78/100 and a GF Value™ of $1.42 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,516 Banks companies, Metropolitan Bank & Trust Co ranks better than 76.25% on this metric.
Metropolitan Bank & Trust Co stock PB Ratio (=0.75) is close to 2-year low of 0.68.
The historical rank and industry rank for Metropolitan Bank & Trust Co's PB Ratio or its related term are showing as below:
MTPOF'
s PB Ratio Range Over the Past 10 Years
Min: 0.47 Med: 0.84 Max: 1.79
Current: 0.72
During the past 13 years, Metropolitan Bank & Trust Co's highest PB Ratio was 1.79. The lowest was 0.47. And the median was 0.84.
MTPOF's PB Ratio is ranked better than 76.25% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs MTPOF: 0.72
During the past 12 months, Metropolitan Bank & Trust Co's average Book Value Per Share Growth Rate was 5.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Metropolitan Bank & Trust Co was 13.60% per year. The lowest was 0.90% per year. And the median was 7.95% per year.
Back to Basics: PB Ratio
Metropolitan Bank & Trust Co (OTCPK:MTPOF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Metropolitan Bank & Trust Co PB Ratio Related Terms
Metropolitan Bank & Trust Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metropolitan Bank & Trust Co PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metropolitan Bank & Trust Co PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Metropolitan Bank & Trust Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Metropolitan Bank & Trust Co (MTPOF) has a PB Ratio of 0.80 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Metropolitan Bank & Trust Co and its competitors. This is near median its historical median of 0.84. Over the past decade, Metropolitan Bank & Trust Co's PB Ratio has ranged from 0.47 to 1.79. According to the industry distribution chart, Metropolitan Bank & Trust Co ranks #360 out of 1516 companies in the Banks industry, placing it in the top 23.7%.
Is Metropolitan Bank & Trust Co's PB Ratio too high?
Metropolitan Bank & Trust Co's current PB Ratio of 0.80 is near median its 10-year median of 0.84. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 1.79. The Banks industry median PB Ratio is 1.08. Metropolitan Bank & Trust Co's value of 0.80 is 25.9% below this industry median. Based on the distribution chart, Metropolitan Bank & Trust Co ranks #360 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Metropolitan Bank & Trust Co ranks #360 out of 1516 companies for PB Ratio. This places Metropolitan Bank & Trust Co in the top 24% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.08. Metropolitan Bank & Trust Co's value of 0.80 is 25.9% below this benchmark. Historically, Metropolitan Bank & Trust Co's own PB Ratio has ranged from 0.47 to 1.79 over the past decade. While the company's 10-year median is 0.84 vs. the industry median of 1.08, Metropolitan Bank & Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank & Trust Co's current PB Ratio of 0.80 is 25.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Metropolitan Bank & Trust Co and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank & Trust Co's current PB Ratio is 0.80, which is near median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (MTPOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.42, compared to a current price of $1.15 — trading 19% below its estimated fair value. The current PB Ratio is 0.80, which is near median its 10-year median of 0.84 and 25.9% below the Banks industry median of 1.08. Metropolitan Bank & Trust Co's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (MTPOF), the current PB Ratio is 0.80 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metropolitan Bank & Trust Co (MTPOF) Overvalued in 2026?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued.
The current stock price of $1.15 is trading 19% below its estimated GF Value™ of $1.42.
GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.
Key valuation signals for MTPOF:
PB Ratio: 0.80 (near median its 10-year median of 0.84)
GF Value™: $1.42 vs. price of $1.15 (19% below fair value)
Industry Position: 25.9% below the Banks median (#360 of 1516)
No single metric tells the full story. See the MTPOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
78GF Score
Get the complete analysis for MTPOF
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MTPOF has been successfully added to your 
