Oman Arab BankOC (MUS:OAB) PB Ratio: 0.72 (As of Jul. 04, 2026) — 60% Above Median


MUS:OAB Oman Arab Bank SAOC MUS:OAB
42 GF Score
Price ر.ع0.23
GF Value ر.ع0.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Oman Arab BankOC PB Ratio?

Oman Arab BankOC MUS:OAB -0.85% 42 PB Ratio is 0.72 as of Jul. 04, 2026, which is 60% above its 10-year median of 0.45. GuruFocus rates MUS:OAB with a GF Score™ of 42/100 and a GF Value™ of ر.ع0.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, Oman Arab BankOC ranks better than 78.31% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-04), Oman Arab BankOC's share price is ر.ع0.232. Oman Arab BankOC's Book Value per Share for the quarter that ended in Mar. 2026 was ر.ع0.32. Hence, Oman Arab BankOC's PB Ratio of today is 0.72.

Warning Sign:

Oman Arab Bank SAOC stock PB Ratio (=0.74) is close to 10-year high of 0.76.

The historical rank and industry rank for Oman Arab BankOC's PB Ratio or its related term are showing as below:

MUS:OAB' s PB Ratio Range Over the Past 10 Years
Min: 0.35   Med: 0.45   Max: 0.76
Current: 0.73

During the past 6 years, Oman Arab BankOC's highest PB Ratio was 0.76. The lowest was 0.35. And the median was 0.45.

MUS:OAB's PB Ratio is ranked better than
78.31% of 1517 companies
in the Banks industry
Industry Median: 1.1 vs MUS:OAB: 0.73

During the past 12 months, Oman Arab BankOC's average Book Value Per Share Growth Rate was -6.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.90% per year.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Oman Arab BankOC was 6.20% per year. The lowest was 2.40% per year. And the median was 2.60% per year.

Back to Basics: PB Ratio


Oman Arab BankOC  (MUS:OAB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Oman Arab BankOC PB Ratio Related Terms


Oman Arab BankOC PB Ratio Historical Data

* Premium members only.

The historical data trend for Oman Arab BankOC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oman Arab BankOC PB Ratio Chart

Oman Arab BankOC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 0.51 0.46 0.46 0.45 0.56

Oman Arab BankOC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.42 0.45 0.56 0.60

MUS:OAB vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Oman Arab BankOC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oman Arab BankOC PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oman Arab BankOC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Oman Arab BankOC's PB Ratio falls into.


MUS:OAB
42GF Score
Oman Arab Bank SAOC MUS:OAB
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oman Arab BankOC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Oman Arab BankOC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.232/0.321
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.72 mean?
Oman Arab BankOC (MUS:OAB) has a PB Ratio of 0.72 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Oman Arab BankOC and its competitors. This is 60% above median its historical median of 0.45. Over the past decade, Oman Arab BankOC's PB Ratio has ranged from 0.35 to 0.76. According to the industry distribution chart, Oman Arab BankOC ranks #329 out of 1517 companies in the Banks industry, placing it in the top 21.7%.
Is Oman Arab BankOC's PB Ratio too high?
Oman Arab BankOC's current PB Ratio of 0.72 is 60% above median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.76. The Banks industry median PB Ratio is 1.10. Oman Arab BankOC's value of 0.72 is 34.5% below this industry median. Based on the distribution chart, Oman Arab BankOC ranks #329 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oman Arab BankOC has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oman Arab BankOC's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Oman Arab BankOC ranks #329 out of 1517 companies for PB Ratio. This places Oman Arab BankOC in the top 22% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.10. Oman Arab BankOC's value of 0.72 is 34.5% below this benchmark. Historically, Oman Arab BankOC's own PB Ratio has ranged from 0.35 to 0.76 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 1.10, Oman Arab BankOC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oman Arab BankOC's current PB Ratio of 0.72 is 34.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Oman Arab BankOC and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oman Arab BankOC's current PB Ratio is 0.72, which is 60% above median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Arab BankOC stock overvalued right now?
Based on GuruFocus' analysis, Oman Arab BankOC (MUS:OAB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.23 — trading 54.7% above its estimated fair value. The current PB Ratio is 0.72, which is 60% above median its 10-year median of 0.45 and 34.5% below the Banks industry median of 1.10. Oman Arab BankOC's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Oman Arab BankOC (MUS:OAB), the current PB Ratio is 0.72 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oman Arab BankOC (MUS:OAB) Overvalued in 2026?

Based on GuruFocus' analysis, Oman Arab BankOC stock appears to be overvalued. The current stock price of ر.ع0.23 is trading 54.7% above its estimated GF Value™ of ر.ع0.15. GuruFocus considers Oman Arab BankOC to be Significantly Overvalued.

Key valuation signals for MUS:OAB:

  • PB Ratio: 0.72 (60% above median its 10-year median of 0.45)
  • GF Value™: ر.ع0.15 vs. price of ر.ع0.23 (54.7% above fair value)
  • GF Score™: 42/100 with 7 warning signs
  • Industry Position: 34.5% below the Banks median (#329 of 1517)

No single metric tells the full story. See the MUS:OAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oman Arab BankOC Business Description

Address North Al Ghoubra, P.O. Box 2240, Al-Udhayabah, Muscat, OMN, 130
Oman Arab Bank SAOC is a provider of banking services in Oman. The segments of the company are Retail banking; Corporate banking; Treasury; Islamic Banking; and Others. The Retail banking segment focuses on Individual personal loan, overdraft, credit card and funds transfer facilities; Corporate banking is engaged in Loans and other credit facilities for corporate and institutional customers; Treasury segment consists of Bonds, placements, bank borrowings, foreign exchange; Islamic Banking engages in Sharia's compliant Islamic banking products and services including Ijarah, Murabaha, Mudarbah and Diminishing Musharakah; while the Others segment includes other central functions and Head office functions. It generates maximum revenue from the Corporate banking segment.
42GF Score

Get the complete analysis for MUS:OAB

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.23
Price
ر.ع0.15
GF Value